{"id":11632,"date":"2023-08-02T10:00:00","date_gmt":"2023-08-02T08:00:00","guid":{"rendered":"https:\/\/money.cz\/novinky-a-tipy\/?p=11632"},"modified":"2023-08-04T13:27:46","modified_gmt":"2023-08-04T11:27:46","slug":"musi-studenti-odvadet-ze-svych-prijmu-take-pojistne","status":"publish","type":"post","link":"https:\/\/money.cz\/novinky-a-tipy\/mzdy-a-personalistika\/musi-studenti-odvadet-ze-svych-prijmu-take-pojistne\/","title":{"rendered":"Mus\u00ed studenti odv\u00e1d\u011bt ze sv\u00fdch p\u0159\u00edjm\u016f tak\u00e9 pojistn\u00e9?"},"content":{"rendered":"<p>Studentem se rozum\u00ed osoba, kter\u00e1 se studiem soustavn\u011b p\u0159ipravuje na budouc\u00ed povol\u00e1n\u00ed, zejm\u00e9na:<\/p>\n<ul>\n<li>studium na st\u0159edn\u00edch, vy\u0161\u0161\u00edch odborn\u00fdch a vysok\u00fdch \u0161kol\u00e1ch (i v&nbsp;cizin\u011b dle rozhodnut\u00ed M\u0160MT)<\/li>\n<li>studium na jazykov\u00fdch \u0161kol\u00e1ch, kter\u00e9 jsou uvedeny v seznamu veden\u00e9m M\u0160MT<\/li>\n<li>teoretick\u00e1 a praktick\u00e1 p\u0159\u00edprava pro zam\u011bstn\u00e1n\u00ed nebo jinou v\u00fdd\u011ble\u010dnou \u010dinnost pro osoby se zdravotn\u00edm posti\u017een\u00edm prov\u00e1d\u011bn\u00e1 podle p\u0159edpis\u016f o zam\u011bstnanosti<\/li>\n<\/ul>\n<table class=\"table table-zebra\">\n<tbody>\n<tr>\n<td>Zdravotn\u00ed poji\u0161t\u011bn\u00ed<\/td>\n<td>studentem do 26 let, u prezen\u010dn\u00edho doktorandsk\u00e9ho studia &#8211; bez omezen\u00ed v\u011bku<\/td>\n<\/tr>\n<tr>\n<td>Soci\u00e1ln\u00ed zabezpe\u010den\u00ed<\/td>\n<td>studentem do 26 let<\/td>\n<\/tr>\n<tr>\n<td><strong>Za studenta se dle z\u00e1kona o st\u00e1tn\u00ed soci\u00e1ln\u00ed podpo\u0159e nepova\u017euje<\/strong><\/td>\n<td>studium formou d\u00e1lkov\u00e9ho, distan\u010dn\u00edho, ve\u010dern\u00edho a kombinovan\u00e9ho studia, je-li d\u00edt\u011b v dob\u011b takov\u00e9ho studia v\u00fdd\u011ble\u010dn\u011b \u010dinn\u00e9 nebo pob\u00edr\u00e1 podporu v nezam\u011bstnanosti nebo podporu p\u0159i rekvalifikaci, a studia po dobu v\u00fdkonu vojensk\u00e9 z\u00e1kladn\u00ed (n\u00e1hradn\u00ed) slu\u017eby, civiln\u00ed slu\u017eby nebo za trv\u00e1n\u00ed slu\u017eebn\u00edho pom\u011bru p\u0159\u00edslu\u0161n\u00edk\u016f ozbrojen\u00fdch sil<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2>Povinnosti studenta po ukon\u010den\u00ed studia<\/h2>\n<p>Pro posouzen\u00ed povinnosti platit \u010di neplatit pojistn\u00e9 odvody je tak\u00e9 rozhoduj\u00edc\u00ed skute\u010dnost, zda bylo studium ji\u017e ukon\u010deno, nebo zda po studium po pr\u00e1zdnin\u00e1ch pokra\u010duje. My se budeme soust\u0159edit na situace, kdy <strong>studium ji\u017e nepokra\u010duje<\/strong>.<\/p>\n<p>Pokud absolventi po ukon\u010den\u00ed studia nezah\u00e1j\u00ed jakoukoliv v\u00fdd\u011ble\u010dnou \u010dinnost, plat\u00ed pro n\u011b tzv. \u201epravidlo posledn\u00edch pr\u00e1zdnin\u201c. U st\u0159edo\u0161kol\u00e1k\u016f to znamen\u00e1, \u017ee za spln\u011bn\u00ed n\u00ed\u017ee uveden\u00fdch podm\u00ednek se budou za studenty pova\u017eovat do 31. 8. 2023 a u vysoko\u0161kol\u00e1k\u016f plus jeden m\u011bs\u00edc po vykon\u00e1n\u00ed st\u00e1tn\u00ed z\u00e1v\u011bre\u010dn\u00e9 zkou\u0161ky. V&nbsp;tomto obdob\u00ed maj\u00ed pro \u00fa\u0159ady nad\u00e1le statut studenta, a z&nbsp;da\u0148ov\u00e9ho pohledu tak\u00e9 statut nezaopat\u0159en\u00e9ho d\u00edt\u011bte.<\/p>\n<p>Po uplynut\u00ed \u201eposledn\u00edch pr\u00e1zdnin\u201c, pokud absolventi st\u00e1le nepracuj\u00ed, plat\u00ed pro n\u011b n\u00e1sleduj\u00edc\u00ed povinnosti:<\/p>\n<table class=\"table table-zebra\">\n<tbody>\n<tr>\n<td>Zdravotn\u00ed poji\u0161t\u011bn\u00ed<\/td>\n<td>Platit minim\u00e1ln\u00ed pojistn\u00e9 2 336 K\u010d (pro rok 2023) \/ m\u011bs\u00ed\u010dn\u011b jako OBZP<\/td>\n<\/tr>\n<tr>\n<td>Soci\u00e1ln\u00ed zabezpe\u010den\u00ed<\/td>\n<td>Nen\u00ed povinnost platit \u017e\u00e1dn\u00e9 pojistn\u00e9<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>Pokud jsou absolventi vedeni v evidenci \u00fa\u0159adu pr\u00e1ce jako uchaze\u010di o zam\u011bstn\u00e1n\u00ed:<\/p>\n<table class=\"table table-zebra\">\n<tbody>\n<tr>\n<td>Zdravotn\u00ed poji\u0161t\u011bn\u00ed<\/td>\n<td>Nen\u00ed povinnost platit \u017e\u00e1dn\u00e9 pojistn\u00e9<\/td>\n<\/tr>\n<tr>\n<td>Soci\u00e1ln\u00ed zabezpe\u010den\u00ed<\/td>\n<td>Nen\u00ed povinnost platit \u017e\u00e1dn\u00e9 pojistn\u00e9<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2>N\u00e1stup studenta do zam\u011bstn\u00e1n\u00ed<\/h2>\n<p>Od n\u00e1stupu do zam\u011bstn\u00e1n\u00ed vznik\u00e1 ze z\u00e1kona \u00fa\u010dast na nemocensk\u00e9m a d\u016fchodov\u00e9m poji\u0161t\u011bn\u00ed. Pojistn\u00e9 za zam\u011bstnance odv\u00e1d\u00ed jeho zam\u011bstnavatel.<\/p>\n<h2>Studenti a letn\u00ed brig\u00e1dy<\/h2>\n<p>Studenti, kte\u0159\u00ed p\u0159i studiu pracuj\u00ed na z\u00e1klad\u011b <strong>pracovn\u00ed smlouvy<\/strong> nebo <strong>dohody o pracovn\u00ed \u010dinnosti<\/strong> (bez ohledu na to, zda v pr\u016fb\u011bhu \u0161koln\u00edho roku nebo o pr\u00e1zdnin\u00e1ch), jsou z titulu zam\u011bstn\u00e1n\u00ed d\u016fchodov\u011b i nemocensky poji\u0161t\u011bni, jestli\u017ee jejich m\u011bs\u00ed\u010dn\u00ed p\u0159\u00edjem sjednan\u00fd ve smlouv\u011b nebo skute\u010dn\u011b dosa\u017een\u00fd z pracovn\u00ed \u010dinnosti dos\u00e1hne alespo\u0148 \u010d\u00e1stky <strong>4 000 K\u010d<\/strong>.<\/p>\n<p>\u010cinnost vykon\u00e1van\u00e1 na z\u00e1klad\u011b <strong>dohody o proveden\u00ed pr\u00e1ce<\/strong> (DPP) nezakl\u00e1d\u00e1 \u00fa\u010dast na poji\u0161t\u011bn\u00ed, pokud v\u00fd\u0161e m\u011bs\u00ed\u010dn\u00edho p\u0159\u00edjmu nep\u0159esahuje \u010d\u00e1stku <strong>10 000 K\u010d<\/strong>. V m\u011bs\u00edc\u00edch, ve kter\u00fdch p\u0159\u00edjem z DPP tuto \u010d\u00e1stku p\u0159es\u00e1hne je ji\u017e nutno platit pojistn\u00e9 odvody.&nbsp;<\/p>\n<table class=\"table table-zebra\">\n<thead>\n<tr>\n<td colspan=\"3\">\n<p style=\"text-align: center;\"><strong>P\u0159i dolo\u017een\u00ed potvrzen\u00ed o studiu a v&nbsp;dob\u011b tzv. \u201eposledn\u00edch pr\u00e1zdnin\u201c<\/strong><\/p>\n<\/td>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>DPP do 10 000 K\u010d<\/td>\n<td>Zdravotn\u00ed poji\u0161t\u011bn\u00ed: neplat\u00ed se<\/td>\n<td>Soci\u00e1ln\u00ed poji\u0161t\u011bn\u00ed: neplat\u00ed se<\/td>\n<\/tr>\n<tr>\n<td>DPP nad 10 000 K\u010d<\/td>\n<td>Zdravotn\u00ed poji\u0161t\u011bn\u00ed: 4,5 % z p\u0159\u00edjm\u016f<\/td>\n<td>Soci\u00e1ln\u00ed poji\u0161t\u011bn\u00ed: 6,5 % z p\u0159\u00edjm\u016f<\/td>\n<\/tr>\n<tr>\n<td>DP\u010c a PP do 3 999 K\u010d<\/td>\n<td>Zdravotn\u00ed poji\u0161t\u011bn\u00ed: neplat\u00ed se<\/td>\n<td>Soci\u00e1ln\u00ed poji\u0161t\u011bn\u00ed: neplat\u00ed se<\/td>\n<\/tr>\n<tr>\n<td>DP\u010c a PP od 4 000 K\u010d<\/td>\n<td>Zdravotn\u00ed poji\u0161t\u011bn\u00ed: 4,5 % z p\u0159\u00edjm\u016f<\/td>\n<td>Soci\u00e1ln\u00ed poji\u0161t\u011bn\u00ed: 6,5 % z p\u0159\u00edjm\u016f<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>Po skon\u010den\u00ed \u201eposledn\u00edch pr\u00e1zdnin\u201c ztr\u00e1c\u00ed brig\u00e1dn\u00edk status studenta a p\u0159i p\u0159ekro\u010den\u00ed v\u00fd\u0161e uveden\u00fdch limit\u016f mus\u00ed zam\u011bstnavatel prov\u00e9st odvod zdravotn\u00edho poji\u0161t\u011bn\u00ed do minima, co\u017e \u010din\u00ed pro rok 2023 \u010d\u00e1stku 2 336 K\u010d. Soci\u00e1ln\u00ed poji\u0161t\u011bn\u00ed se plat\u00ed nad\u00e1le pouze procentem z&nbsp;dosa\u017een\u00fdch p\u0159\u00edjm\u016f.<\/p>\n<link rel=\"stylesheet\" href=\"https:\/\/money.cz\/novinky-a-tipy\/wp-content\/themes\/money-blog\/shortcodes\/smartmailing-email-registration\/form.min.css\" \/>\n<script type=\"text\/javascript\">\n    var smFormInterval = null;\n\n    jQuery(document).ready(function() {\n        jQuery(\".shortcode-smartmailing-form .fheader p a.info\").click(function(e) {  \n            e.preventDefault();\n\n            \/*if (jQuery(\".shortcode-smartmailing-form .smart-disclaimer\").is(\":visible\"))\n            {\n                jQuery(\".shortcode-smartmailing-form .smart-disclaimer\").hide();\n            }\n            else\n            {\n                jQuery(\".shortcode-smartmailing-form .smart-disclaimer\").show();\n            }*\/\n\n            return false;\n        });\n\n        jQuery(\"#shortcodeSmartmailingForm\").submit(function(e) {\n            e.preventDefault();\n            return false;\n        });\n\n        jQuery(\"#shortcodeSmartmailingForm button[type='submit']\").click(function(e) {\n            e.preventDefault();\n            \n            var email = jQuery(\"#shortcodeSmartmailingForm_email\").val();\n\n            if (email.length == 0)\n            {\n                alert(\"Pros\u00edm zadejte v\u00e1\u0161 e-mail.\");\n                return false;\n            }\n            if (!shortcodeSmartmailingForm_validateEmail(email))\n            {\n                alert(\"Zadan\u00fd e-mail m\u00e1 neplatn\u00fd form\u00e1t.\");\n                return false;\n            }\n\n            jQuery.ajax({\n                url: \"\/novinky-a-tipy\/wp-content\/themes\/money-blog\/shortcodes\/smartmailing-email-registration\/service.php\",\n                type: \"POST\",\n                dataType: \"text\",\n                cache: false,\n                data: {\n                    \"email\": email,\n                    \"stdc\": jQuery(\"#shortcodeSmartmailingForm_stdc\").val(),\n                    \"current_url\": jQuery(\"#shortcodeSmartmailingForm_url\").val(),\n                    \"current_referrer\": jQuery(\"#shortcodeSmartmailingForm_referrer\").val()\n                }\n            }).done(function (response, textStatus, jqXHR)\n            {\n                jQuery(\".shortcodeSmartmailingForm_email\").hide();\n                jQuery(\"#shortcodeSmartmailingForm_submit\").hide();\n                jQuery(\"#shortcodeSmartmailingForm .smart-disclaimer\").hide();\n                jQuery(\"#shortcodeSmartmailingForm .success\").show();\n\t\t\t\tdataLayer.push({'event': 'newsletterSubscription', 'newsletterPosition': 'intext'});\n            }).fail(function( jqXHR, textStatus, errorThrown ) {\n                jQuery(\".shortcodeSmartmailingForm_email\").hide();\n                jQuery(\"#shortcodeSmartmailingForm_submit\").hide();\n                jQuery(\"#shortcodeSmartmailingForm .smart-disclaimer\").hide();\n                jQuery(\"#shortcodeSmartmailingForm .success\").show();\n            });\n\n            return false;\n        });\n    });\n\n    function shortcodeSmartmailingForm_validateEmail(email)\n    {\n        var re = \/^(([^<>()[\\]\\\\.,;:\\s@\\\"]+(\\.[^<>()[\\]\\\\.,;:\\s@\\\"]+)*)|(\\\".+\\\"))@((\\[[0-9]{1,3}\\.[0-9]{1,3}\\.[0-9]{1,3}\\.[0-9]{1,3}\\])|(([a-zA-Z\\-0-9]+\\.)+[a-zA-Z]{2,}))$\/;\n        return re.test(email);\n    }\n<\/script>\n<form method=\"post\" id=\"shortcodeSmartmailingForm\" class=\"shortcode-smartmailing-form\" action=\"\/novinky-a-tipy\/wp-json\/wp\/v2\/posts\/11632\">\n\n    <div>\n        <div class=\"fheader\">\n            <h3>\n                Dopl\u0148te si mezery v dan\u00edch a \u00fa\u010detnictv\u00ed            <\/h3>\n            <div class=\"se-text\">\n                <p>\n                    P\u0159ihlaste se k n\u011bkolikad\u00edln\u00e9mu e-mailov\u00e9mu seri\u00e1lu a z\u00edskejte to nejlep\u0161\u00ed z blogu Money.cz.                    <a class=\"info\" title=\"E-maily v\u00e1m budou zas\u00edl\u00e1ny maxim\u00e1ln\u011b dvakr\u00e1t do m\u011bs\u00edce. Z odb\u011bru se m\u016f\u017eete kdykoliv odhl\u00e1sit.\">info<\/a>\n                <\/p>\n            <\/div>\n        <\/div>\n\n        <div class=\"ffooter\">\n            <div class=\"se-body\">\n                <input type=\"text\" id=\"shortcodeSmartmailingForm_email\" placeholder=\"Zadejte v\u00e1\u0161 e-mail\" \/>\n                <input type=\"hidden\" id=\"shortcodeSmartmailingForm_stdc\" value=\"S1\">\n                <input type=\"hidden\" id=\"shortcodeSmartmailingForm_url\" value=\"https:\/\/money.cz\/novinky-a-tipy\/wp-json\/wp\/v2\/posts\/11632\">\n                <input type=\"hidden\" id=\"shortcodeSmartmailingForm_referrer\" value=\"\">\n\n                <div class=\"se-submit\">\n                    <button type=\"submit\" id=\"shortcodeSmartmailingForm_submit\" value=\"Chci b\u00fdt v obraze\">Chci b\u00fdt v obraze<\/button>\n                                          <p class=\"mlctr success\" style=\"display: none;\">D\u011bkujeme, <strong>zkontrolujte Va\u0161i e-mailovou schr\u00e1nku<\/strong> pro potvrzen\u00ed odb\u011bru.<\/p>\n                                    <\/div>\n            <\/div>\n                          <p class=\"smart-disclaimer\">Odesl\u00e1n\u00edm souhlas\u00edte s na\u0161imi\n                <a href=\"https:\/\/money.cz\/ochrana-osobnich-udaju\/#zzvou\" target=\"_blank\">z\u00e1sadami pro zpracov\u00e1n\u00ed osobn\u00edch \u00fadaj\u016f<\/a>.\n              <\/p>\n                    <\/div>\n    <\/div>\n<\/form>\n<h2>Studenti a zah\u00e1jen\u00ed podnik\u00e1n\u00ed<\/h2>\n<p>V p\u0159\u00edpad\u011b zah\u00e1jen\u00ed podnik\u00e1n\u00ed je student povinen zaregistrovat se u p\u0159\u00edslu\u0161n\u00e9 OSSZ. Pro \u00fa\u010dely pojistn\u00fdch odvod\u016f pak rozli\u0161ujeme OSV\u010c hlavn\u00ed a vedlej\u0161\u00ed.<\/p>\n<p>Studenti, kte\u0159\u00ed podnikaj\u00ed, mohou b\u00fdt pova\u017eov\u00e1ni za osoby samostatn\u011b v\u00fdd\u011ble\u010dn\u011b \u010dinn\u00e9 vykon\u00e1vaj\u00edc\u00ed tzv. vedlej\u0161\u00ed \u010dinnost. P\u0159\u00edslu\u0161n\u00fdm \u00fa\u0159ad\u016fm v\u0161ak mus\u00ed dolo\u017eit potvrzen\u00ed o studiu.<\/p>\n<p>P\u0159i v\u00fdkonu tzv. vedlej\u0161\u00ed \u010dinnosti plat\u00ed studenti pojistn\u00e9 na d\u016fchodov\u00e9 poji\u0161t\u011bn\u00ed <strong>pouze v p\u0159\u00edpad\u011b<\/strong>, kdy jejich da\u0148ov\u00fd z\u00e1klad dos\u00e1hl v\u00fd\u0161e \u010d\u00e1stky zakl\u00e1daj\u00edc\u00ed povinnou \u00fa\u010dast na d\u016fchodov\u00e9m poji\u0161t\u011bn\u00ed nebo se k \u00fa\u010dasti na d\u016fchodov\u00e9m poji\u0161t\u011bn\u00ed p\u0159ihl\u00e1s\u00ed dobrovoln\u011b. Rozhodn\u00e1 \u010d\u00e1stka, jej\u00edm\u017e dosa\u017een\u00edm vznikne povinnost doplatit pojistn\u00e9 na d\u016fchodov\u00e9 poji\u0161t\u011bn\u00ed za kalend\u00e1\u0159n\u00ed rok a sou\u010dasn\u011b povinnost platit m\u011bs\u00ed\u010dn\u00ed z\u00e1lohy v roce n\u00e1sleduj\u00edc\u00edm, se ka\u017ed\u00fd rok m\u011bn\u00ed.<\/p>\n<table class=\"table table-zebra\">\n<tbody>\n<tr>\n<td colspan=\"3\">\n<p style=\"text-align: center;\"><strong>Rozhodn\u00fd p\u0159\u00edjem pro povinnou \u00fa\u010dast studenta na soci\u00e1ln\u00edm poji\u0161t\u011bn\u00ed<\/strong><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td>Ro\u010dn\u00ed limit (da\u0148ov\u00e9ho zisku)<\/td>\n<td>Pro rok 2023: \u010d\u00e1stka 96 777 K\u010d<\/td>\n<td>Pro rok 2022: \u010d\u00e1stka 93 387 K\u010d<\/td>\n<\/tr>\n<tr>\n<td>M\u011bs\u00ed\u010dn\u00ed limit (da\u0148ov\u00e9ho zisku)<\/td>\n<td>Pro rok 2023: \u010d\u00e1stka 8 065 K\u010d<\/td>\n<td>Pro rok 2022: \u010d\u00e1stka 7 783 K\u010d<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>Nemocensk\u00e9 poji\u0161t\u011bn\u00ed OSV\u010c je dobrovoln\u00e9 a \u00fa\u010dast na n\u011bm vznikne, pokud se k n\u011bmu OSV\u010c sama p\u0159ihl\u00e1s\u00ed. V&nbsp;roce 2023 \u010din\u00ed nejni\u017e\u0161\u00ed pojistn\u00e9 pro p\u0159\u00edpad nemoci 168 K\u010d za m\u011bs\u00edc.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Studentem se rozum\u00ed osoba, kter\u00e1 se studiem soustavn\u011b p\u0159ipravuje na budouc\u00ed povol\u00e1n\u00ed, zejm\u00e9na: studium na st\u0159edn\u00edch, vy\u0161\u0161\u00edch odborn\u00fdch a vysok\u00fdch \u0161kol\u00e1ch (i v&nbsp;cizin\u011b dle rozhodnut\u00ed &#8230;<\/p>\n","protected":false},"author":10,"featured_media":11633,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_searchwp_excluded":"","inline_featured_image":false,"footnotes":""},"categories":[17,21,22],"tags":[319,75],"class_list":["post-11632","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-mzdy-a-personalistika","category-pracovnepravni-vztahy","category-socialni-a-zdravotni-pojisteni","tag-pracovnepravni-vztahy","tag-socialni-a-zdravotni-pojisteni"],"acf":[],"_links":{"self":[{"href":"https:\/\/money.cz\/novinky-a-tipy\/wp-json\/wp\/v2\/posts\/11632","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/money.cz\/novinky-a-tipy\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/money.cz\/novinky-a-tipy\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/money.cz\/novinky-a-tipy\/wp-json\/wp\/v2\/users\/10"}],"replies":[{"embeddable":true,"href":"https:\/\/money.cz\/novinky-a-tipy\/wp-json\/wp\/v2\/comments?post=11632"}],"version-history":[{"count":5,"href":"https:\/\/money.cz\/novinky-a-tipy\/wp-json\/wp\/v2\/posts\/11632\/revisions"}],"predecessor-version":[{"id":11707,"href":"https:\/\/money.cz\/novinky-a-tipy\/wp-json\/wp\/v2\/posts\/11632\/revisions\/11707"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/money.cz\/novinky-a-tipy\/wp-json\/wp\/v2\/media\/11633"}],"wp:attachment":[{"href":"https:\/\/money.cz\/novinky-a-tipy\/wp-json\/wp\/v2\/media?parent=11632"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/money.cz\/novinky-a-tipy\/wp-json\/wp\/v2\/categories?post=11632"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/money.cz\/novinky-a-tipy\/wp-json\/wp\/v2\/tags?post=11632"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}