{"id":14670,"date":"2024-05-21T07:30:00","date_gmt":"2024-05-21T05:30:00","guid":{"rendered":"https:\/\/money.cz\/novinky-a-tipy\/?p=14670"},"modified":"2024-05-17T20:33:43","modified_gmt":"2024-05-17T18:33:43","slug":"zvyhodneni-pracujicich-duchodcu-pripravovane-zmeny","status":"publish","type":"post","link":"https:\/\/money.cz\/novinky-a-tipy\/mzdy-a-personalistika\/zvyhodneni-pracujicich-duchodcu-pripravovane-zmeny\/","title":{"rendered":"Zv\u00fdhodn\u011bn\u00ed pracuj\u00edc\u00edch d\u016fchodc\u016f: p\u0159ipravovan\u00e9 zm\u011bny"},"content":{"rendered":"<figure id=\"attachment_14672\" aria-describedby=\"caption-attachment-14672\" style=\"width: 611px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-14672\" src=\"https:\/\/money.cz\/novinky-a-tipy\/wp-content\/uploads\/sites\/2\/2024\/05\/starnuti-populace-vyzaduje-reformni-opatreni.jpg\" alt=\"\" width=\"611\" height=\"444\" srcset=\"https:\/\/money.cz\/novinky-a-tipy\/wp-content\/uploads\/sites\/2\/2024\/05\/starnuti-populace-vyzaduje-reformni-opatreni.jpg 611w, https:\/\/money.cz\/novinky-a-tipy\/wp-content\/uploads\/sites\/2\/2024\/05\/starnuti-populace-vyzaduje-reformni-opatreni-300x218.jpg 300w, https:\/\/money.cz\/novinky-a-tipy\/wp-content\/uploads\/sites\/2\/2024\/05\/starnuti-populace-vyzaduje-reformni-opatreni-150x109.jpg 150w\" sizes=\"auto, (max-width: 611px) 100vw, 611px\" \/><figcaption id=\"caption-attachment-14672\" class=\"wp-caption-text\">Zdroj: MPSV<\/figcaption><\/figure>\n<h2>D\u016fchodov\u00e1 reforma p\u0159ipravuje i zm\u011bny, kter\u00e9 se mimo jin\u00e9 dotknou tak\u00e9 pracuj\u00edc\u00edch d\u016fchodc\u016f.<\/h2>\n<p>Dle sou\u010dasn\u00e9 legislativy plat\u00ed ka\u017ed\u00fd zam\u011bstnanec (mimo limity na DPP a zam\u011bstn\u00e1n\u00ed mal\u00e9ho rozsahu) soci\u00e1ln\u00ed pojistn\u00e9 ve v\u00fd\u0161i <strong>6,5 %<\/strong> a od roku 2024 tak\u00e9 + 0,6 % na nemocensk\u00e9 poji\u0161t\u011bn\u00ed. Zam\u011bstnavatel\u00e9 pak za tyto sv\u00e9 zam\u011bstnance plat\u00ed soci\u00e1ln\u00ed pojistn\u00e9 v\u00fd\u0161i 24,8 %.<\/p>\n<p>V\u00a0r\u00e1mci vl\u00e1dn\u00ed reformy je navrhov\u00e1no, \u017ee pracuj\u00edc\u00ed d\u016fchodci by ji\u017e pojistn\u00e9 na soci\u00e1ln\u00ed zabezpe\u010den\u00ed ve v\u00fd\u0161i <strong>6,5 %<\/strong> neplatili. Nemocensk\u00e9 pojistn\u00e9 ve v\u00fd\u0161i 0,6 % by se nad\u00e1le d\u016fchodc\u016fm strh\u00e1valo. Pro zam\u011bstnavatele by se nic m\u011bnit nem\u011blo, tzn., \u017ee nad\u00e1le budou firmy hradit na soci\u00e1ln\u00ed poji\u0161t\u011bn\u00ed a na st\u00e1tn\u00ed politiku nezam\u011bstnanosti ze sv\u00fdch zdroj\u016f 24,8 %.<\/p>\n<h2>Pracuj\u00edc\u00edm d\u016fchodc\u016fm by se tak o \u010d\u00e1stku 6,5 % (z hrub\u00e9 mzdy \u010di odm\u011bny) zv\u00fd\u0161ila \u010dist\u00e1 mzda.<\/h2>\n<p>Jak\u00e9 by mohly b\u00fdt u d\u016fchodc\u016f \u00faspory na pojistn\u00e9m (tedy vy\u0161\u0161\u00ed \u010dist\u00e1 mzda):<\/p>\n<ul>\n<li>hrub\u00e1 mzda 20\u00a0000 K\u010d = \u00faspora na odvodech 1\u00a0300 K\u010d<\/li>\n<li>hrub\u00e1 mzda 30\u00a0000 K\u010d = \u00faspora na odvodech 1\u00a0950 K\u010d<\/li>\n<li>hrub\u00e1 mzda 40\u00a0000 K\u010d = \u00faspora na odvodech 2\u00a0600 K\u010d<\/li>\n<li>hrub\u00e1 mzda 50\u00a0000 K\u010d = \u00faspora na odvodech 3 250 K\u010d<\/li>\n<\/ul>\n<h2>Jak\u00e9 by to mohlo m\u00edt negativn\u00ed dopady?<\/h2>\n<p>Dle sou\u010dasn\u00e9 legislativy m\u016f\u017ee starobn\u00ed d\u016fchodce ka\u017edoro\u010dn\u011b <strong>po\u017e\u00e1dat<\/strong> o p\u0159epo\u010d\u00edt\u00e1n\u00ed v\u00fdm\u011bry starobn\u00edho d\u016fchodu (za ka\u017ed\u00fdch 360 kalend\u00e1\u0159n\u00edch dn\u016f se v\u00fdm\u011bra zvy\u0161uje o 0,4 %). Zjednodu\u0161en\u011b \u0159e\u010deno, kdy\u017e i v\u00a0d\u016fchodu nad\u00e1le pracuje a je z\u00a0jeho p\u0159\u00edjm\u016f odv\u00e1d\u011bno pojistn\u00e9, pak si m\u016f\u017ee nechat d\u016fchod p\u0159epo\u010d\u00edtat a nav\u00fd\u0161it.<\/p>\n<p>V\u00a0r\u00e1mci vl\u00e1dn\u00ed reformy je navrhov\u00e1no, \u017ee se zru\u0161\u00ed zvy\u0161ov\u00e1n\u00ed v\u00fdm\u011bry starobn\u00edho d\u016fchodu. Pracuj\u00edc\u00ed d\u016fchodci si tak nebudou moci za\u017e\u00e1dat o zv\u00fd\u0161en\u00ed d\u016fchod\u016f za dal\u0161\u00ed odpracovan\u00e9 roky. Jako \u00fadajn\u00fd benefit se mu zv\u00fd\u0161\u00ed mzda, kterou bude jako pracuj\u00edc\u00ed d\u016fchodce pob\u00edrat.<\/p>\n<p>Dal\u0161\u00ed mo\u017enost\u00ed v\u00a0sou\u010dasn\u00e9 dob\u011b je tak\u00e9 mo\u017enost odlo\u017eit si v\u00fdplatu starobn\u00edho d\u016fchodu, d\u016fchod se d\u016fchodc\u016fm zv\u00fd\u0161\u00ed a\u017e pot\u00e9, co o n\u011bj po\u017e\u00e1daj\u00ed.<\/p>\n<p>V takov\u00e9m p\u0159\u00edpad\u011b se jim navy\u0161uje procentn\u00ed v\u00fdm\u011bra d\u016fchodu o 1,5 % v\u00fdpo\u010dtov\u00e9ho z\u00e1kladu za ka\u017ed\u00fdch 90 kalend\u00e1\u0159n\u00edch dn\u016f v\u00fdd\u011ble\u010dn\u00e9 \u010dinnosti po dosa\u017een\u00ed d\u016fchodov\u00e9ho v\u011bku, co\u017e m\u016f\u017ee \u010dinit u pr\u016fm\u011brn\u00e9ho d\u016fchodu zhruba tis\u00edc korun za odpracovan\u00fd rok.<\/p>\n<figure id=\"attachment_14673\" aria-describedby=\"caption-attachment-14673\" style=\"width: 1024px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" decoding=\"async\" class=\"size-large wp-image-14673\" src=\"https:\/\/money.cz\/novinky-a-tipy\/wp-content\/uploads\/sites\/2\/2024\/05\/vyse-duchodu-pracovat-dele-se-vyplati-1024x514.jpg\" alt=\"\" width=\"1024\" height=\"514\" srcset=\"https:\/\/money.cz\/novinky-a-tipy\/wp-content\/uploads\/sites\/2\/2024\/05\/vyse-duchodu-pracovat-dele-se-vyplati-1024x514.jpg 1024w, https:\/\/money.cz\/novinky-a-tipy\/wp-content\/uploads\/sites\/2\/2024\/05\/vyse-duchodu-pracovat-dele-se-vyplati-300x151.jpg 300w, https:\/\/money.cz\/novinky-a-tipy\/wp-content\/uploads\/sites\/2\/2024\/05\/vyse-duchodu-pracovat-dele-se-vyplati-150x75.jpg 150w, https:\/\/money.cz\/novinky-a-tipy\/wp-content\/uploads\/sites\/2\/2024\/05\/vyse-duchodu-pracovat-dele-se-vyplati-768x386.jpg 768w, https:\/\/money.cz\/novinky-a-tipy\/wp-content\/uploads\/sites\/2\/2024\/05\/vyse-duchodu-pracovat-dele-se-vyplati.jpg 1286w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><figcaption id=\"caption-attachment-14673\" class=\"wp-caption-text\">Zdroj: MPSV<\/figcaption><\/figure>\n<h2>Co se d\u00e1le navrhuje v\u00a0r\u00e1mci d\u016fchodov\u00e9 reformy?<\/h2>\n<p>Jde o patn\u00e1ct tematick\u00fdch \u00faprav, kter\u00e9 by m\u011bly v budoucnu u\u0161et\u0159it st\u00e1tn\u00ed kase na d\u016fchodov\u00fdch v\u00fddaj\u00edch 2,2 procenta HDP. Navrhovan\u00e9 zm\u011bny by m\u011bly upravit d\u016fchodov\u00fd v\u011bk, v\u00fdpo\u010det nov\u00fdch d\u016fchod\u016f, nebo vymezen\u00ed rizikov\u00fdch profes\u00ed, u kter\u00fdch budou m\u00edt ob\u010dan\u00e9 n\u00e1rok na d\u0159\u00edv\u011bj\u0161\u00ed odchod do d\u016fchodu.<\/p>\n<p>Do kategorie n\u00e1ro\u010dn\u00fdch \u010di rizikov\u00fdch profes\u00ed by mohly spadat:<\/p>\n<ul>\n<li>zdravotn\u00ed sestry se specializac\u00ed,<\/li>\n<li>osoby pracuj\u00edc\u00ed v osobn\u00ed p\u00e9\u010di ve zdravotn\u00ed \u010di soci\u00e1ln\u00ed oblasti,<\/li>\n<li>p\u0159\u00edslu\u0161n\u00edci z\u00e1chrann\u00e9ho hasi\u010dsk\u00e9ho sboru i hasi\u010di ostatn\u00edch jednotek,<\/li>\n<li>pracovn\u00edci v lesnictv\u00ed, kov\u00e1\u0159i, skl\u00e1\u0159i nebo obsluha d\u016fln\u00edch za\u0159\u00edzen\u00ed,<\/li>\n<li>zedn\u00edci, kamn\u00e1\u0159i, dla\u017edi\u010di, model\u00e1\u0159i, sl\u00e9va\u010di, sv\u00e1\u0159e\u010di, \u0159eza\u010di plamenem, pracovn\u00edci na zpracov\u00e1n\u00ed plechu, se\u0159izova\u010di a obsluha obr\u00e1b\u011bc\u00edch stroj\u016f.<\/li>\n<\/ul>\n<p>V programu <a href=\"https:\/\/money.cz\/cenik-s3\/vyzkouset-money-s3\/\">Money S3<\/a>\u00a0vytvo\u0159\u00edte a elektronicky ode\u0161lete i P\u0159ehled o p\u0159\u00edjmech a v\u00fddaj\u00edch OSV\u010c pro spr\u00e1vu soci\u00e1ln\u00edho zabezpe\u010den\u00ed a P\u0159ehled OSV\u010c pro zdravotn\u00ed poji\u0161\u0165ovny. Cel\u00fd proces v\u00e1m zabere jen n\u011bkolik minut a zvl\u00e1dnete ho, ani\u017e byste museli kamkoliv chodit.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>D\u016fchodov\u00e1 reforma p\u0159ipravuje i zm\u011bny, kter\u00e9 se mimo jin\u00e9 dotknou tak\u00e9 pracuj\u00edc\u00edch d\u016fchodc\u016f. Dle sou\u010dasn\u00e9 legislativy plat\u00ed ka\u017ed\u00fd zam\u011bstnanec (mimo limity na DPP a zam\u011bstn\u00e1n\u00ed &#8230;<\/p>\n","protected":false},"author":10,"featured_media":14671,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_searchwp_excluded":"","inline_featured_image":false,"footnotes":""},"categories":[17],"tags":[186,318,319,340,86],"class_list":["post-14670","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-mzdy-a-personalistika","tag-mzdy","tag-odmenovani","tag-pracovnepravni-vztahy","tag-pracovni-pravo","tag-socialni-pojisteni"],"acf":[],"_links":{"self":[{"href":"https:\/\/money.cz\/novinky-a-tipy\/wp-json\/wp\/v2\/posts\/14670","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/money.cz\/novinky-a-tipy\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/money.cz\/novinky-a-tipy\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/money.cz\/novinky-a-tipy\/wp-json\/wp\/v2\/users\/10"}],"replies":[{"embeddable":true,"href":"https:\/\/money.cz\/novinky-a-tipy\/wp-json\/wp\/v2\/comments?post=14670"}],"version-history":[{"count":3,"href":"https:\/\/money.cz\/novinky-a-tipy\/wp-json\/wp\/v2\/posts\/14670\/revisions"}],"predecessor-version":[{"id":14676,"href":"https:\/\/money.cz\/novinky-a-tipy\/wp-json\/wp\/v2\/posts\/14670\/revisions\/14676"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/money.cz\/novinky-a-tipy\/wp-json\/wp\/v2\/media\/14671"}],"wp:attachment":[{"href":"https:\/\/money.cz\/novinky-a-tipy\/wp-json\/wp\/v2\/media?parent=14670"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/money.cz\/novinky-a-tipy\/wp-json\/wp\/v2\/categories?post=14670"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/money.cz\/novinky-a-tipy\/wp-json\/wp\/v2\/tags?post=14670"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}