{"id":1476,"date":"2020-03-11T22:00:00","date_gmt":"2020-03-11T22:00:00","guid":{"rendered":"https:\/\/money2022.localhost\/novinky-a-tipy\/kdyz-se-podnikatelum-narodi-dite-materska-rodicovska-otcovska-dovolena-osvc\/"},"modified":"2023-02-01T15:07:31","modified_gmt":"2023-02-01T14:07:31","slug":"kdyz-se-podnikatelum-narodi-dite-materska-rodicovska-otcovska-dovolena-osvc","status":"publish","type":"post","link":"https:\/\/money.cz\/novinky-a-tipy\/podnikani\/kdyz-se-podnikatelum-narodi-dite-materska-rodicovska-otcovska-dovolena-osvc\/","title":{"rendered":"Mate\u0159sk\u00e1 a rodi\u010dovsk\u00e1 p\u0159i OSV\u010c: jak na v\u00fdpo\u010det a na co si d\u00e1t pozor?"},"content":{"rendered":"<p><strong>Obsah:<\/strong><\/p>\n<ul>\n<li><a href=\"#zaklad\">Z\u00e1kladem v\u011bt\u0161iny d\u00e1vek je nemocensk\u00e9 poji\u0161t\u011bn\u00ed<\/a><\/li>\n<li><a href=\"#materska\">Mate\u0159sk\u00e1: pen\u011b\u017eit\u00e1 pomoc mamink\u00e1m p\u0159ed porodem a kr\u00e1tce po n\u011bm<\/a><\/li>\n<li><a href=\"#prispevek\">Rodi\u010dovsk\u00fd p\u0159\u00edsp\u011bvek: z\u00e1klad, kter\u00fd dostanou v\u0161ichni<\/a><\/li>\n<li><a href=\"#porodne\">Porodn\u00e9<\/a><\/li>\n<li><a href=\"#otcovska\">Otcovsk\u00e1 dovolen\u00e1<\/a><\/li>\n<\/ul>\n<div class=\"c-spacer__dots\"><\/div>\n<div class=\"c-spacer--medium\"><\/div>\n<p>Jako OSV\u010c m\u00e1te v\u017edy n\u00e1rok na <strong>rodi\u010dovsk\u00fd p\u0159\u00edsp\u011bvek<\/strong>. Pokud si nav\u00edc plat\u00edte dobrovoln\u00e9 nemocensk\u00e9 poji\u0161t\u011bn\u00ed, dostanete tak\u00e9 mate\u0159skou a novope\u010den\u00ed t\u00e1tov\u00e9 maj\u00ed mo\u017enost vz\u00edt si takzvanou <strong>otcovskou dovolenou<\/strong>. Rodiny s n\u00edzk\u00fdm p\u0159\u00edjmem mohou nav\u00edc z\u00edskat <strong>porodn\u00e9<\/strong>.<a name=\"zaklad\"><\/a><\/p>\n<h2>Z\u00e1kladem v\u011bt\u0161iny d\u00e1vek je nemocensk\u00e9 poji\u0161t\u011bn\u00ed<\/h2>\n<p>Nemocensk\u00e9 poji\u0161t\u011bn\u00ed je jedna ze slo\u017eek soci\u00e1ln\u00edho poji\u0161t\u011bn\u00ed, na kterou OSV\u010c p\u0159isp\u00edvaj\u00ed pouze <strong>dobrovoln\u011b<\/strong>. Pokud chcete b\u011bhem rodi\u010dovstv\u00ed maxim\u00e1ln\u00ed finan\u010dn\u00ed podporu od st\u00e1tu, ur\u010dit\u011b se k n\u011bmu p\u0159ihlaste <strong>vypln\u011bn\u00edm tohoto <a href=\"https:\/\/eportal.cssz.cz\/web\/portal\/tiskopisy-dnposvc\" rel=\"noopener noreferrer\" target=\"_blank\">formul\u00e1\u0159e pro OSSZ<\/a><\/strong>. Vypln\u011bn\u00fd formul\u00e1\u0159 m\u016f\u017eete odeslat elektronicky, po\u0161tou nebo osobn\u011b zan\u00e9st na pobo\u010dku OSSZ, pod kterou spad\u00e1te.<\/p>\n<p>D\u00edky placen\u00ed nemocensk\u00e9ho poji\u0161t\u011bn\u00ed <strong>z\u00edsk\u00e1te n\u00e1rok na mate\u0159skou, otcov\u00e9 z\u00edskaj\u00ed n\u00e1rok na otcovskou a nav\u00edc si m\u016f\u017eete zrychlit \u010derp\u00e1n\u00ed rodi\u010dovsk\u00e9<\/strong>. V\u0161em nast\u00e1vaj\u00edc\u00edm mamink\u00e1m proto dobrovolnou \u00fa\u010dast na nemocensk\u00e9m poji\u0161t\u011bn\u00ed doporu\u010dujeme.<\/p>\n<p>Minim\u00e1ln\u00ed \u010d\u00e1stku, kterou budete m\u011bs\u00ed\u010dn\u011b platit na nemocensk\u00e9m poji\u0161t\u011bn\u00ed, zjist\u00edte n\u00e1sleduj\u00edc\u00edm v\u00fdpo\u010dtem:<\/p>\n<ul>\n<li><strong>vezm\u011bte sv\u016fj zisk<\/strong> z posledn\u00edho da\u0148ov\u00e9ho p\u0159izn\u00e1n\u00ed (p\u0159\u00edjmy m\u00ednus v\u00fddaje)<\/li>\n<li>a <strong>vyd\u011blte v\u00fdsledek dv\u011bma<\/strong>.<\/li>\n<\/ul>\n<p>T\u00edm z\u00edsk\u00e1te <strong>ro\u010dn\u00ed vym\u011b\u0159ovac\u00ed z\u00e1klad<\/strong>. Tento ro\u010dn\u00ed vym\u011b\u0159ovac\u00ed z\u00e1klad je\u0161t\u011b vyd\u011blte 12, aby v\u00e1m vy\u0161el <strong>m\u011bs\u00ed\u010dn\u00ed vym\u011b\u0159ovac\u00ed z\u00e1klad<\/strong>, p\u0159\u00edpadn\u011b 365, pokud chcete zn\u00e1t sv\u016fj <strong>denn\u00ed vym\u011b\u0159ovac\u00ed z\u00e1klad<\/strong>.<\/p>\n<p>Na pojistn\u00e9m n\u00e1sledn\u011b budete platit 2,1&nbsp;% z va\u0161eho m\u011bs\u00ed\u010dn\u00edho vym\u011b\u0159ovac\u00edho z\u00e1kladu m\u011bs\u00ed\u010dn\u011b. Plat\u00ed ale, \u017ee <strong>minim\u00e1ln\u00ed m\u011bs\u00ed\u010dn\u00ed vym\u011b\u0159ovac\u00ed z\u00e1klad pro nemocensk\u00e9 poji\u0161t\u011bn\u00ed je 6&nbsp;000&nbsp;K\u010d<\/strong>, pokud v\u00e1m tedy vy\u0161el ni\u017e\u0161\u00ed, budete platit ze z\u00e1kladu 6&nbsp;000&nbsp;K\u010d. To znamen\u00e1, \u017ee <strong>na nemocensk\u00e9m poji\u0161t\u011bn\u00ed v\u017edy zaplat\u00edte nejm\u00e9n\u011b 126&nbsp;K\u010d m\u011bs\u00ed\u010dn\u011b<\/strong> (2,1&nbsp;% z 6&nbsp;000&nbsp;K\u010d).<\/p>\n<p><strong>P\u0159\u00edklad:<\/strong> Janiny p\u0159\u00edjmy v uplynul\u00e9m roce \u010dinily 400&nbsp;000&nbsp;K\u010d. Jana uplat\u0148uje v\u00fddaje 60% pau\u0161\u00e1lem, jej\u00ed zisk byl tedy 160 000 K\u010d. Tuto \u010d\u00e1stku vyd\u011bl\u00ed dv\u011bma. Jej\u00ed ro\u010dn\u00ed vym\u011b\u0159ovac\u00ed z\u00e1klad je 80&nbsp;000&nbsp;K\u010d a m\u011bs\u00ed\u010dn\u00ed vym\u011b\u0159ovac\u00ed z\u00e1klad 6&nbsp;667&nbsp;K\u010d. Na nemocensk\u00e9m poji\u0161t\u011bn\u00ed zaplat\u00ed 2,1&nbsp;% z t\u00e9to \u010d\u00e1stky, tedy 140&nbsp;K\u010d m\u011bs\u00ed\u010dn\u011b.<a name=\"materska\"><\/a><\/p>\n<h2>Mate\u0159sk\u00e1: pen\u011b\u017eit\u00e1 pomoc mamink\u00e1m p\u0159ed porodem a kr\u00e1tce po n\u011bm<\/h2>\n<p>Na pen\u011b\u017eitou pomoc v mate\u0159stv\u00ed, tzv. mate\u0159skou, maj\u00ed v p\u0159\u00edpad\u011b OSV\u010c n\u00e1rok <strong>pouze matky, kter\u00e9 si plat\u00ed dobrovoln\u00e9 nemocensk\u00e9 poji\u0161t\u011bn\u00ed<\/strong>.<\/p>\n<p>Abyste mate\u0159skou dostali:<\/p>\n<ul>\n<li><strong>mus\u00edte si platit nemocensk\u00e9 poji\u0161t\u011bn\u00ed<\/strong> alespo\u0148 <strong>270 kalend\u00e1\u0159n\u00edch dn\u00ed (9 m\u011bs\u00edc\u016f) v posledn\u00edch dvou letech<\/strong> a <strong>180 dn\u00ed (6 m\u011bs\u00edc\u016f) v posledn\u00edm roce<\/strong> p\u0159ed \u010derp\u00e1n\u00edm mate\u0159sk\u00e9, proto si jej za\u010dn\u011bte platit nejpozd\u011bji rok p\u0159ed pl\u00e1novan\u00fdm porodem, abyste to stihli (nemocensk\u00e9 nelze dopl\u00e1cet zp\u011btn\u011b),<\/li>\n<li>mus\u00edte nemocenskou <strong>platit v\u017edy v\u010das<\/strong> (nejpozd\u011bji do posledn\u00edho dne v dan\u00e9m kalend\u00e1\u0159n\u00edm m\u011bs\u00edci, p\u0159\u00edpadn\u011b dodate\u010dn\u011b b\u011bhem n\u00e1sleduj\u00edc\u00edho m\u011bs\u00edce), jinak v\u00e1m pojistn\u00e9 zanikne,<\/li>\n<li><strong>nesm\u00edte p\u0159i mate\u0159sk\u00e9 vykon\u00e1vat samostatnou v\u00fdd\u011ble\u010dnou \u010dinnost<\/strong>.<\/li>\n<\/ul>\n<p>P\u0159i spln\u011bn\u00ed t\u011bchto podm\u00ednek m\u016f\u017eete na mate\u0159skou nastoupit <strong>nejd\u0159\u00edve osm a nejpozd\u011bji \u0161est t\u00fddn\u016f p\u0159ed o\u010dek\u00e1van\u00fdm datem porodu<\/strong>. Mate\u0159sk\u00e1 trv\u00e1 28 t\u00fddn\u016f (p\u0159\u00edpadn\u011b 37 p\u0159i narozen\u00ed dvoj\u010dat a v\u00edce d\u011bt\u00ed), n\u00e1stup v\u017edy nahlaste na pracovn\u00edm \u00fa\u0159ad\u011b a na poji\u0161\u0165ovn\u011b. Ur\u010dit\u011b v\u00e1s pot\u011b\u0161\u00ed, \u017ee b\u011bhem \u010derp\u00e1n\u00ed mate\u0159sk\u00e9 <strong>nemus\u00edte platit z\u00e1lohy na soci\u00e1ln\u00ed a nemocensk\u00e9 poji\u0161t\u011bn\u00ed<\/strong>.<\/p>\n<p>Pro vyplacen\u00ed p\u0159\u00edsp\u011bvku poproste o\u0161et\u0159uj\u00edc\u00edho gynekologa o \u201e<strong>\u017d\u00e1dost o pen\u011b\u017eitou pomoc v mate\u0159stv\u00ed<\/strong>\u201c a tu odevzdejte na svou pobo\u010dku OSSZ. O p\u0159\u00edsp\u011bvek m\u016f\u017eete \u017e\u00e1dat <strong>a\u017e t\u0159i roky zp\u011btn\u011b<\/strong>.<\/p>\n<p>V\u00fd\u0161e va\u0161\u00ed mate\u0159sk\u00e9 \u010d\u00edt\u00e1 <strong>70 % z redukovan\u00e9ho denn\u00edho vym\u011b\u0159ovac\u00ed z\u00e1kladu pro nemocensk\u00e9 poji\u0161t\u011bn\u00ed<\/strong>. Spo\u010d\u00edt\u00e1te si ji nap\u0159\u00edklad v <a href=\"https:\/\/www.mpsv.cz\/documents\/20142\/225490\/K_PPM_2020.xls\" rel=\"noopener noreferrer\" target=\"_blank\">kalkula\u010dce MPSV<\/a>. V excelovsk\u00e9 tabulce sta\u010d\u00ed, kdy\u017e vypln\u00edte sv\u016fj m\u011bs\u00ed\u010dn\u00ed vym\u011b\u0159ovac\u00ed z\u00e1klad pro nemocensk\u00e9 poji\u0161t\u011bn\u00ed (minim\u00e1ln\u011b 6&nbsp;000&nbsp;K\u010d) a v\u0161e ostatn\u00ed se automaticky spo\u010d\u00edt\u00e1. S minim\u00e1ln\u00edm vym\u011b\u0159ovac\u00edm z\u00e1kladem a minim\u00e1ln\u00edm nemocensk\u00fdm poji\u0161t\u011bn\u00edm (126&nbsp;K\u010d m\u011bs\u00ed\u010dn\u011b) v mate\u0159stv\u00ed <strong>dostanete celkem 27&nbsp;244&nbsp;K\u010d<\/strong>.<\/p>\n<p>Pokud m\u00e1te mate\u0159skou p\u0159\u00edli\u0161 n\u00edzkou a cht\u011bli byste dost\u00e1vat v\u00edce, mus\u00edte si zv\u00fd\u0161it sv\u016fj vym\u011b\u0159ovac\u00ed z\u00e1klad pro nemocensk\u00e9 poji\u0161t\u011bn\u00ed. Plat\u00ed ale, \u017ee <strong>vym\u011b\u0159ovac\u00ed z\u00e1klad pro nemocensk\u00e9 poji\u0161t\u011bn\u00ed nesm\u00ed b\u00fdt vy\u0161\u0161\u00ed ne\u017e vym\u011b\u0159ovac\u00ed z\u00e1klad pro soci\u00e1ln\u00ed (d\u016fchodov\u00e9) poji\u0161t\u011bn\u00ed<\/strong>. Pokud tedy chcete v\u00fdrazn\u011b nav\u00fd\u0161it platby, mus\u00edte si zvednout tak\u00e9 vym\u011b\u0159ovac\u00ed z\u00e1klad pro soci\u00e1ln\u00ed poji\u0161t\u011bn\u00ed a tedy platit vy\u0161\u0161\u00ed z\u00e1lohy na soci\u00e1ln\u00edm poji\u0161t\u011bn\u00ed.<\/p>\n<p>Jen pro zaj\u00edmavost, maxim\u00e1ln\u00ed ro\u010dn\u00ed vym\u011b\u0159ovac\u00ed z\u00e1klad pro soci\u00e1ln\u00ed poji\u0161t\u011bn\u00ed je 1&nbsp;672&nbsp;080&nbsp;K\u010d, tedy m\u011bs\u00ed\u010dn\u00ed 139&nbsp;340&nbsp;K\u010d. Pokud byste se rozhodli pro tento model a zv\u00fd\u0161ili si vym\u011b\u0159ovac\u00ed z\u00e1klady pro nemocensk\u00e9 i soci\u00e1ln\u00ed poji\u0161t\u011bn\u00ed na maximum, dostali byste za mate\u0159skou celkem 279&nbsp;104&nbsp;K\u010d, ale na z\u00e1loh\u00e1ch na soci\u00e1ln\u00edm poji\u0161t\u011bn\u00ed byste platili 40&nbsp;688&nbsp;K\u010d m\u011bs\u00ed\u010dn\u011b a na nemocensk\u00e9 2&nbsp;927&nbsp;K\u010d m\u011bs\u00ed\u010dn\u011b.<\/p>\n<p><strong>P\u0159\u00edklad:<\/strong> Janiny p\u0159\u00edjmy v uplynul\u00e9m roce \u010dinily 400&nbsp;000&nbsp;K\u010d. Jana uplat\u0148uje v\u00fddaje 60% pau\u0161\u00e1lem, jej\u00ed zisk byl tedy 160&nbsp;000&nbsp;K\u010d. Tuto \u010d\u00e1stku vyd\u011bl\u00ed dv\u011bma. Jej\u00ed ro\u010dn\u00ed vym\u011b\u0159ovac\u00ed z\u00e1klad je 80&nbsp;000&nbsp;K\u010d a m\u011bs\u00ed\u010dn\u00ed vym\u011b\u0159ovac\u00ed z\u00e1klad 6&nbsp;667&nbsp;K\u010d.<\/p>\n<p>Na nemocensk\u00e9m poji\u0161t\u011bn\u00ed Jana plat\u00ed 2,1&nbsp;% ze sv\u00e9ho m\u011bs\u00ed\u010dn\u00edho vym\u011b\u0159ovac\u00edho z\u00e1kladu, tedy 140&nbsp;K\u010d m\u011bs\u00ed\u010dn\u011b (2,1&nbsp;% z 6&nbsp;667&nbsp;K\u010d). Jana ale v\u00ed, \u017ee v takov\u00e9m p\u0159\u00edpad\u011b by na mate\u0159skou dostala celkem jen 30&nbsp;184&nbsp;K\u010d (viz <a href=\"https:\/\/www.mpsv.cz\/documents\/20142\/225490\/K_PPM_2020.xls\/\" rel=\"noopener noreferrer\" target=\"_blank\">kalkula\u010dku MPSV<\/a>), co\u017e se j\u00ed zd\u00e1 m\u00e1lo. Proto se rozhodne, \u017ee si platby zv\u00fd\u0161\u00ed.<\/p>\n<p>Minim\u00e1ln\u00ed ro\u010dn\u00ed vym\u011b\u0159ovac\u00ed z\u00e1klad pro soci\u00e1ln\u00ed (d\u016fchodov\u00e9) poji\u0161t\u011bn\u00ed je 104&nbsp;508&nbsp;K\u010d. M\u011bs\u00ed\u010dn\u00ed 8&nbsp;709&nbsp;K\u010d. Proto\u017ee m\u00e1 Jana ni\u017e\u0161\u00ed vym\u011b\u0159ovac\u00ed z\u00e1klad pro nemocensk\u00e9 poji\u0161t\u011bn\u00ed (6&nbsp;667&nbsp;K\u010d) ne\u017e pro soci\u00e1ln\u00ed poji\u0161t\u011bn\u00ed (8&nbsp;709&nbsp;K\u010d), m\u016f\u017ee si vym\u011b\u0159ovac\u00ed z\u00e1klad pro nemocensk\u00e9 poji\u0161t\u011bn\u00ed zv\u00fd\u0161it a dorovnat. Pak bude platit 2,1&nbsp;% z 8&nbsp;709&nbsp;K\u010d, m\u011bs\u00ed\u010dn\u011b tedy na nemocensk\u00e9m odvede 183&nbsp;K\u010d. D\u00edky vy\u0161\u0161\u00edm platb\u00e1m dostane v mate\u0159stv\u00ed od st\u00e1tu celkem 39&nbsp;396&nbsp;K\u010d.<\/p>\n<p>Pokud by v\u0161ak Jan\u011b ani tohle nesta\u010dilo a cht\u011bla by vym\u011b\u0159ovac\u00ed z\u00e1klad je\u0161t\u011b v\u00edce zv\u00fd\u0161it, mus\u00ed si dobrovoln\u011b zv\u00fd\u0161it tak\u00e9 z\u00e1klad na soci\u00e1ln\u00ed poji\u0161t\u011bn\u00ed. A v takov\u00e9m p\u0159\u00edpad\u011b se j\u00ed zvednou nejen platby na nemocensk\u00e9 poji\u0161t\u011bn\u00ed, ale tak\u00e9 z\u00e1lohy na soci\u00e1ln\u00ed poji\u0161t\u011bn\u00ed.<\/p>\n<div class=\"info-box\">\n<p><i class=\"fa fa-info\"><\/i><\/p>\n<p>N\u00e1\u0161 tip: Pokud jste si neplatili nemocensk\u00e9 poji\u0161t\u011bn\u00ed a nyn\u00ed \u010dek\u00e1te d\u00edt\u011b, za\u010dn\u011bte ho platit minim\u00e1ln\u011b tak, abyste zaplatili 3 m\u011bs\u00edce p\u0159ed odchodem na mate\u0159skou dovolenou. Sice nedostanete klasickou mate\u0159skou, ale po dobu 6 t\u00fddn\u016f p\u0159ed a\u017e 6 t\u00fddn\u016f po narozen\u00ed d\u00edt\u011bte budete moct pob\u00edrat alespo\u0148 klasickou nemocenskou.<a name=\"prispevek\"><\/a><\/p>\n<\/div>\n<h2>Rodi\u010dovsk\u00fd p\u0159\u00edsp\u011bvek: z\u00e1klad, kter\u00fd dostanou v\u0161ichni<\/h2>\n<p>N\u00e1rok na rodi\u010dovsk\u00fd p\u0159\u00edsp\u011bvek m\u00e1 ka\u017ed\u00e1 OSV\u010c bez rozd\u00edlu. Nehled\u011b na to, zda plat\u00edte nemocensk\u00e9 poji\u0161t\u011bn\u00ed nebo kolik odv\u00e1d\u00edte na soci\u00e1ln\u00edm poji\u0161t\u011bn\u00ed. P\u0159i \u010derp\u00e1n\u00ed rodi\u010dovsk\u00e9 nav\u00edc m\u016f\u017eete norm\u00e1ln\u011b pracovat. Ti, kte\u0159\u00ed si plat\u00ed dobrovoln\u00e9 nemocensk\u00e9 poji\u0161t\u011bn\u00ed, mohou nav\u00edc p\u0159\u00edsp\u011bvek \u010derpat rychleji.<\/p>\n<p>V\u00fd\u0161e rodi\u010dovsk\u00e9ho p\u0159\u00edsp\u011bvku je pevn\u011b dan\u00e1, v roce 2020 \u010din\u00ed <strong>300&nbsp;000&nbsp;K\u010d<\/strong> na jedno d\u00edt\u011b nebo <strong>450&nbsp;000<\/strong> pro v\u00edcer\u010data. \u010cerpat p\u0159\u00edsp\u011bvek na d\u00edt\u011b m\u016f\u017ee matka i otec d\u00edt\u011bte \u2013 ale v\u017edy jen jeden z nich. Za\u010d\u00edn\u00e1 se vypl\u00e1cet bu\u010f hned po porodu, pokud nem\u00e1te n\u00e1rok na mate\u0159skou, nebo po skon\u010den\u00ed mate\u0159sk\u00e9. \u010c\u00e1stku v\u0161ak <strong>nedostanete najednou, mus\u00edte ji \u010derpat postupn\u011b<\/strong> (nejm\u00e9n\u011b 8 m\u011bs\u00edc\u016f, maxim\u00e1ln\u011b 43 m\u011bs\u00edc\u016f).<\/p>\n<p>Rychlost \u010derp\u00e1n\u00ed p\u0159itom ovliv\u0148uje to, kolik si jako OSV\u010c plat\u00edte na dobrovoln\u00e9m nemocensk\u00e9m poji\u0161t\u011bn\u00ed. Nap\u0159\u00edklad<\/p>\n<ul>\n<li>p\u0159i platb\u011b <strong>0\u2013300 K\u010d m\u011bs\u00ed\u010dn\u011b<\/strong> m\u016f\u017eete p\u0159\u00edsp\u011bvek vy\u010derpat nejrychleji <strong>za 31 m\u011bs\u00edc\u016f<\/strong><\/li>\n<li>p\u0159i platb\u011b <strong>301\u2013310 K\u010d m\u011bs\u00ed\u010dn\u011b<\/strong> m\u016f\u017eete p\u0159\u00edsp\u011bvek vy\u010derpat nejrychleji <strong>za 30 m\u011bs\u00edc\u016f<\/strong>,<\/li>\n<li>&#8230;<\/li>\n<li>p\u0159i platb\u011b <strong>500\u2013529 K\u010d m\u011bs\u00ed\u010dn\u011b<\/strong> m\u016f\u017eete p\u0159\u00edsp\u011bvek vy\u010derpat nejrychleji <strong>za 18 m\u011bs\u00edc\u016f<\/strong>,<\/li>\n<li>&#8230;<\/li>\n<li>p\u0159i platb\u011b <strong>nad 1 126 K\u010d m\u011bs\u00ed\u010dn\u011b<\/strong> lze p\u0159\u00edsp\u011bvek vy\u010derpat <strong>u\u017e za 8 m\u011bs\u00edc\u016f<\/strong>.<\/li>\n<\/ul>\n<p>Obecn\u011b tedy plat\u00ed, \u017ee \u010d\u00edm v\u00edce plat\u00edte, t\u00edm rychleji m\u016f\u017eete p\u0159\u00edsp\u011bvek vy\u010derpat. Maxim\u00e1ln\u00ed rychlost \u010derp\u00e1n\u00ed ve va\u0161em p\u0159\u00edpad\u011b si spo\u010d\u00edtejte nap\u0159\u00edklad na <a href=\"https:\/\/www.penize.cz\/kalkulacky\/rodicovsky-prispevek\" rel=\"noopener noreferrer\" target=\"_blank\">t\u00e9to kalkula\u010dce<\/a>. Sta\u010d\u00ed zadat, \u017ee jste OSV\u010c a uv\u00e9st v\u00fd\u0161i nemocensk\u00e9ho poji\u0161t\u011bn\u00ed.<\/p>\n<p>\u010cerp\u00e1n\u00ed rodi\u010dovsk\u00e9 si m\u016f\u017eete dobrovoln\u011b prot\u00e1hnout, maxim\u00e1ln\u011b v\u0161ak na 43 m\u011bs\u00edc\u016f (v takov\u00e9m p\u0159\u00edpad\u011b dost\u00e1v\u00e1te m\u011bs\u00ed\u010dn\u011b 6&nbsp;977&nbsp;K\u010d). Plat\u00ed ale, \u017ee pokud se v\u00e1m <strong>b\u011bhem \u010derp\u00e1n\u00ed rodi\u010dovsk\u00e9ho p\u0159\u00edsp\u011bvku narod\u00ed dal\u0161\u00ed d\u00edt\u011b, ztr\u00e1c\u00edte n\u00e1rok na nevy\u010derpanou \u010d\u00e1st p\u0159\u00edsp\u011bvku<\/strong> a za\u010d\u00edn\u00e1te \u010derpat novou rodi\u010dovskou na nov\u011b narozen\u00e9 d\u00edt\u011b. Pro v\u011bt\u0161inu rodi\u010d\u016f je proto v\u00fdhodn\u011bj\u0161\u00ed vy\u010derpat p\u0159\u00edsp\u011bvek co mo\u017en\u00e1 nejrychleji, aby jim nehrozilo, \u017ee o pen\u00edze p\u0159ijdou.<\/p>\n<div class=\"info-box\">\n<p><i class=\"fa fa-info\"><\/i><\/p>\n<p>N\u00e1\u0161 tip: Jestli\u017ee m\u00e1te jako matka d\u00edt\u011bte n\u00edzk\u00e9 p\u0159\u00edjmy a hrozilo by v\u00e1m, \u017ee budete nucena rodi\u010dovskou \u010derpat dlouho (nap\u0159\u00edklad zm\u00edn\u011bn\u00fdch 31 m\u011bs\u00edc\u016f), m\u016f\u017ee o rodi\u010dovskou m\u00edsto v\u00e1s po\u017e\u00e1dat otec d\u00edt\u011bte, pokud m\u00e1 vy\u0161\u0161\u00ed p\u0159\u00edjmy. V takov\u00e9m p\u0159\u00edpad\u011b se rychlost \u010derp\u00e1n\u00ed bude odv\u00edjet od jeho p\u0159\u00edjm\u016f.<\/p>\n<\/div>\n<p>O rodi\u010dovskou po\u017e\u00e1d\u00e1te a\u017e po narozen\u00ed d\u00edt\u011bte, s <a href=\"https:\/\/www.mpsv.cz\/web\/cz\/-\/zadost-o-rodicovsky-prispevek\" rel=\"noopener noreferrer\" target=\"_blank\">vypln\u011bnou \u017e\u00e1dost\u00ed<\/a> u Odboru st\u00e1tn\u00ed soci\u00e1ln\u00ed podpory na sv\u00e9m <strong>\u00fa\u0159adu pr\u00e1ce<\/strong>.<a name=\"porodne\"><\/a><\/p>\n<h2>Porodn\u00e9<\/h2>\n<p>Na jednor\u00e1zov\u00fd p\u0159\u00edsp\u011bvek k porodu, takzvan\u00e9 porodn\u00e9, maj\u00ed n\u00e1rok rodiny i nesezdan\u00e9 maminky <strong>s n\u00edzk\u00fdm p\u0159\u00edjmem<\/strong> a s trval\u00fdm bydli\u0161t\u011bm v \u010cesk\u00e9 republice. P\u0159\u00edjmy cel\u00e9 dom\u00e1cnosti mus\u00ed b\u00fdt <strong>ni\u017e\u0161\u00ed ne\u017e 2,7n\u00e1sobek \u017eivotn\u00edho minima rodiny<\/strong>, v roce 2019 (s ob\u011bma rodi\u010di) 20&nbsp;817&nbsp;K\u010d u prvn\u00edho a 25&nbsp;515&nbsp;K\u010d u druh\u00e9ho d\u00edt\u011bte na m\u011bs\u00edc.<\/p>\n<p>U OSV\u010c se vych\u00e1z\u00ed z va\u0161eho zisku z da\u0148ov\u00e9ho p\u0159izn\u00e1n\u00ed. U miminek narozen\u00fdch do 30.&nbsp;6.&nbsp;2019 je rozhodn\u00fd zisk za rok 2017, pro miminka narozen\u00e1 pozd\u011bji zisk za rok 2018. Zisk dolo\u017ete da\u0148ov\u00fdm p\u0159izn\u00e1n\u00edm z konkr\u00e9tn\u00edho roku a <a href=\"https:\/\/formulare.mpsv.cz\/okdavky\/cs\/form\/edit.jsp?FN=Porod150101105&amp;CMD=EditForm&amp;SSID=nXFpHWDwosV7d6a0qPDc03UjlmOnls71\" rel=\"noopener noreferrer\" target=\"_blank\">vypl\u0148te \u017e\u00e1dost<\/a>. Pokud nejste schopni dolo\u017eit sv\u016fj zisk (p\u0159\u00edpadn\u011b je v\u00e1\u0161 zisk ni\u017e\u0161\u00ed ne\u017e polovina pr\u016fm\u011brn\u00e9 mzdy), bude se p\u0159i v\u00fdpo\u010dtu n\u00e1roku na porodn\u00e9 vych\u00e1zet z <strong>50&nbsp;% pr\u016fm\u011brn\u00e9 mzdy v konkr\u00e9tn\u00edm sledovan\u00e9m obdob\u00ed<\/strong>.<\/p>\n<p>V\u00fd\u0161e p\u0159\u00edsp\u011bvku je <strong>13&nbsp;000&nbsp;K\u010d u prvn\u00edho d\u00edt\u011bte<\/strong> a <strong>10 000 K\u010d u druh\u00e9ho d\u00edt\u011bte<\/strong>, na v\u00edce d\u011bt\u00ed u\u017e se nep\u0159isp\u00edv\u00e1. O p\u0159\u00edsp\u011bvek m\u016f\u017eete po\u017e\u00e1dat <strong>a\u017e do jednoho roku<\/strong> po narozen\u00ed d\u00edt\u011bte. Pokud se v\u00e1m p\u0159i prvn\u00edm porodu narod\u00ed dvoj\u010data, dostanete 23 000 K\u010d a p\u0159i dal\u0161\u00edm porodu ji\u017e nem\u00e1te na p\u0159\u00edsp\u011bvek n\u00e1rok.<a name=\"otcovska\"><\/a><\/p>\n<h2>Otcovsk\u00e1 dovolen\u00e1<\/h2>\n<p><strong>Otcovsk\u00e1<\/strong>, neboli <strong>d\u00e1vka otcovsk\u00e9 poporodn\u00ed p\u00e9\u010de<\/strong>, je v \u010cesk\u00e9 republice novinkou od roku 2018. Neplat\u00ed jen pro biologick\u00e9ho otce, ale tak\u00e9 pro osobu, kter\u00e1 d\u00edt\u011b p\u0159evzala do sv\u00e9 p\u00e9\u010de. V tomto p\u0159\u00edpad\u011b si lze otcovskou vybrat a\u017e do v\u011bku 7&nbsp;let d\u00edt\u011bte.<\/p>\n<p>Na otcovskou nastoup\u00edte <strong>kdykoli do \u0161esti t\u00fddn\u016f<\/strong> po narozen\u00ed d\u00edt\u011bte nebo po p\u0159evzet\u00ed d\u00edt\u011bte do p\u00e9\u010de. T\u00e1tov\u00e9 doma ale moc nepobydou. D\u00e9lka otcovsk\u00e9 je <strong>7&nbsp;kalend\u00e1\u0159n\u00edch dn\u00ed<\/strong> a nem\u016f\u017eete ji rozd\u011blit ani p\u0159eru\u0161it.<\/p>\n<p>Stejn\u011b jako matky na mate\u0159sk\u00e9, otcov\u00e9 b\u011bhem otcovsk\u00e9 pob\u00edraj\u00ed <strong>70&nbsp;% redukovan\u00e9ho denn\u00edho vym\u011b\u0159ovac\u00edho z\u00e1kladu<\/strong>. Pro v\u00fdpo\u010det p\u0159esn\u00e9 \u010d\u00e1stky zadejte do <a href=\"https:\/\/www.mpsv.cz\/documents\/20142\/225490\/K_Otcovsk%C3%A1_2020.xls\/\" rel=\"noopener noreferrer\" target=\"_blank\">kalkula\u010dky MPSV<\/a> sv\u016fj vym\u011b\u0159ovac\u00ed z\u00e1klad. Nap\u0159\u00edklad p\u0159i minim\u00e1ln\u00edm z\u00e1kladu 6&nbsp;000&nbsp;K\u010d dostanete za t\u00fdden na otcovsk\u00e9 <strong>973&nbsp;K\u010d<\/strong>.<\/p>\n<p>Pro uzn\u00e1n\u00ed p\u0159\u00edsp\u011bvku plat\u00ed, \u017ee:<\/p>\n<ul>\n<li>na nemocensk\u00e9 poji\u0161t\u011bn\u00ed mus\u00edte p\u0159isp\u00edvat minim\u00e1ln\u011b <strong>3 m\u011bs\u00edce<\/strong> p\u0159ed n\u00e1stupem na otcovskou,<\/li>\n<li>po dobu pob\u00edr\u00e1n\u00ed otcovsk\u00e9 <strong>nesm\u00edte vykon\u00e1vat samostatnou v\u00fdd\u011ble\u010dnou \u010dinnost<\/strong>.<\/li>\n<\/ul>\n<p>Pro uplatn\u011bn\u00ed otcovsk\u00e9 mus\u00edte b\u00fdt tak\u00e9 zaps\u00e1ni v rodn\u00e9m list\u011b sv\u00e9ho potomka. Partne\u0159i p\u0159itom <strong>nemus\u00ed b\u00fdt sezdan\u00ed<\/strong>. Vypl\u0148te \u201e<a href=\"https:\/\/eportal.cssz.cz\/web\/portal\/tiskopisy-zdopp\" rel=\"noopener noreferrer\" target=\"_blank\">\u017d\u00e1dost o d\u00e1vku otcovsk\u00e9 poporodn\u00ed p\u00e9\u010de (otcovskou)<\/a>\u201c a odevzdejte ji na sv\u00e9 OSSZ. Pokud se d\u00edt\u011b narodilo <strong>mimo \u010ceskou republiku<\/strong>, p\u0159edlo\u017ete tak\u00e9 rodn\u00fd list d\u00edt\u011bte.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Obsah: Z\u00e1kladem v\u011bt\u0161iny d\u00e1vek je nemocensk\u00e9 poji\u0161t\u011bn\u00ed Mate\u0159sk\u00e1: pen\u011b\u017eit\u00e1 pomoc mamink\u00e1m p\u0159ed porodem a kr\u00e1tce po n\u011bm Rodi\u010dovsk\u00fd p\u0159\u00edsp\u011bvek: z\u00e1klad, kter\u00fd dostanou v\u0161ichni Porodn\u00e9 Otcovsk\u00e1 &#8230;<\/p>\n","protected":false},"author":2,"featured_media":1477,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_searchwp_excluded":"","inline_featured_image":false,"footnotes":""},"categories":[5,25],"tags":[154,155],"class_list":["post-1476","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-podnikani","category-rozvoj-podnikani","tag-materska-dovolena","tag-rodicovska-dovolena"],"acf":[],"_links":{"self":[{"href":"https:\/\/money.cz\/novinky-a-tipy\/wp-json\/wp\/v2\/posts\/1476","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/money.cz\/novinky-a-tipy\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/money.cz\/novinky-a-tipy\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/money.cz\/novinky-a-tipy\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/money.cz\/novinky-a-tipy\/wp-json\/wp\/v2\/comments?post=1476"}],"version-history":[{"count":2,"href":"https:\/\/money.cz\/novinky-a-tipy\/wp-json\/wp\/v2\/posts\/1476\/revisions"}],"predecessor-version":[{"id":5810,"href":"https:\/\/money.cz\/novinky-a-tipy\/wp-json\/wp\/v2\/posts\/1476\/revisions\/5810"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/money.cz\/novinky-a-tipy\/wp-json\/wp\/v2\/media\/1477"}],"wp:attachment":[{"href":"https:\/\/money.cz\/novinky-a-tipy\/wp-json\/wp\/v2\/media?parent=1476"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/money.cz\/novinky-a-tipy\/wp-json\/wp\/v2\/categories?post=1476"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/money.cz\/novinky-a-tipy\/wp-json\/wp\/v2\/tags?post=1476"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}