{"id":1573,"date":"2019-12-15T22:00:00","date_gmt":"2019-12-15T22:00:00","guid":{"rendered":"https:\/\/money2022.localhost\/novinky-a-tipy\/delat-kdyz-podcenili-platby-socialni-zdravotni-pojisteni-penale-pokuty-se-nebezpecne-prodrazi\/"},"modified":"2023-02-01T15:07:37","modified_gmt":"2023-02-01T14:07:37","slug":"delat-kdyz-podcenili-platby-socialni-zdravotni-pojisteni-penale-pokuty-se-nebezpecne-prodrazi","status":"publish","type":"post","link":"https:\/\/money.cz\/novinky-a-tipy\/dane\/delat-kdyz-podcenili-platby-socialni-zdravotni-pojisteni-penale-pokuty-se-nebezpecne-prodrazi\/","title":{"rendered":"Co d\u011blat, kdy\u017e jste podcenili platby na soci\u00e1ln\u00ed a zdravotn\u00ed poji\u0161t\u011bn\u00ed. Pen\u00e1le a pokuty se nebezpe\u010dn\u011b prodra\u017e\u00ed"},"content":{"rendered":"<p>Ka\u017ed\u00fd rok m\u00e1te 4 povinnosti t\u00fdkaj\u00edc\u00ed poji\u0161t\u011bn\u00ed.<\/p>\n<ul>\n<li>Podat p\u0159ehled o p\u0159\u00edjmech a v\u00fddaj\u00edch na <strong>svou poji\u0161\u0165ovnu<\/strong> do jednoho m\u011bs\u00edce od term\u00ednu pro pod\u00e1n\u00ed \u0159\u00e1dn\u00e9ho da\u0148ov\u00e9ho p\u0159izn\u00e1n\u00ed.<\/li>\n<li>Nastavit odes\u00edl\u00e1n\u00ed <strong>pravideln\u00fdch z\u00e1loh<\/strong> ve v\u00fd\u0161i, kterou v\u00e1m poji\u0161\u0165ovna na z\u00e1klad\u011b p\u0159ehledu vypo\u010d\u00edt\u00e1.<\/li>\n<li>Podat p\u0159ehled o p\u0159\u00edjmech a v\u00fddaj\u00edch na m\u00edstn\u011b p\u0159\u00edslu\u0161n\u00fd \u00fa\u0159ad <strong>\u010cesk\u00e9 spr\u00e1vy soci\u00e1ln\u00edho zabezpe\u010den<\/strong>\u00ed do jednoho m\u011bs\u00edce od term\u00ednu pro pod\u00e1n\u00ed da\u0148ov\u00e9ho p\u0159izn\u00e1n\u00ed.<\/li>\n<li>Nastavit odes\u00edl\u00e1n\u00ed <strong>pravideln\u00fdch z\u00e1loh<\/strong> ve v\u00fd\u0161i, kterou v\u00e1m \u00fa\u0159ad na z\u00e1klad\u011b p\u0159ehledu vypo\u010d\u00edt\u00e1.<\/li>\n<\/ul>\n<p>V p\u0159\u00edpad\u011b, \u017ee neode\u0161lete p\u0159ehled o p\u0159\u00edjmech a v\u00fddaj\u00edch, \u0161patn\u011b nastav\u00edte p\u0159\u00edkaz v bance, nebo odes\u00edl\u00e1te platby ru\u010dn\u011b a zapomenete, hroz\u00ed v\u00e1m ze strany \u00fa\u0159ad\u016f pen\u00e1le. Poj\u010fme se pod\u00edvat, kolik v\u00e1m poji\u0161\u0165ovna i spr\u00e1va soci\u00e1ln\u00edho zabezpe\u010den\u00ed mohou na\u00fa\u010dtovat nav\u00edc. <\/p>\n<h2>Nepod\u00e1n\u00ed p\u0159ehledu<\/h2>\n<p>V p\u0159\u00edpad\u011b, \u017ee nepod\u00e1te p\u0159ehled pro \u010cSSZ nebo pro poji\u0161\u0165ovnu v term\u00ednu, hroz\u00ed v\u00e1m v obou p\u0159\u00edpadech pokuta i v p\u0159\u00edpad\u011b, \u017ee poctiv\u011b odv\u00e1d\u00edte z\u00e1lohy, a to a\u017e do v\u00fd\u0161e <strong>50&nbsp;000&nbsp;K\u010d<\/strong>. <\/p>\n<p>Nemus\u00edte se v\u0161ak b\u00e1t, \u017ee by v\u00e1m \u010cSSZ nebo poji\u0161\u0165ovna automaticky ulo\u017eila pokutu. \u00da\u0159ady v\u017edy nejprve pos\u00edlaj\u00ed upozorn\u011bn\u00ed a k pokut\u00e1m p\u0159istupuj\u00ed v\u00fdjime\u010dn\u011b. <\/p>\n<p>Dal\u0161\u00ed sankce v\u00e1m hroz\u00ed, nespln\u00edte-li tzv. oznamovac\u00ed povinnost a neozn\u00e1m\u00edte \u00fa\u0159ad\u016fm zah\u00e1jen\u00ed nebo ukon\u010den\u00ed v\u00fdd\u011ble\u010dn\u00e9 \u010dinnosti. <\/p>\n<h2>Dluh na poji\u0161t\u011bn\u00ed<\/h2>\n<p>V p\u0159\u00edpad\u011b neplacen\u00ed pojistn\u00e9ho u\u017e ale \u00fa\u0159ady tak shov\u00edvav\u00e9 neb\u00fdvaj\u00ed. Dluh za zdravotn\u00ed i soci\u00e1ln\u00ed poji\u0161t\u011bn\u00ed m\u016f\u017ee vzniknout ve dvou p\u0159\u00edpadech.<\/p>\n<ul>\n<li>Neplat\u00edte p\u0159edepsan\u00e9 <strong>m\u011bs\u00ed\u010dn\u00ed z\u00e1lohy<\/strong> nebo plat\u00edte men\u0161\u00ed \u010d\u00e1stku.<\/li>\n<li><strong>Neodvedete nedoplatek<\/strong>, kter\u00fd v\u00e1m \u00fa\u0159ady vypo\u010d\u00edtaj\u00ed z p\u0159ehledu o p\u0159\u00edjmech a v\u00fddaj\u00edch nebo zaplat\u00edte jen \u010d\u00e1st.<\/li>\n<\/ul>\n<p>V obou p\u0159\u00edpadech v\u00e1m od term\u00ednu, ve kter\u00e9m m\u011bla b\u00fdt platba p\u0159evedena, za\u010d\u00edn\u00e1 nab\u00edhat pen\u00e1le ve v\u00fd\u0161i <strong>0,05&nbsp;% z dlu\u017en\u00e9 \u010d\u00e1stky<\/strong> za ka\u017ed\u00fd kalend\u00e1\u0159n\u00ed den. <\/p>\n<p>V p\u0159\u00edpad\u011b soci\u00e1ln\u00edho poji\u0161t\u011bn\u00ed nav\u00edc plat\u00ed, \u017ee pokud v\u00e1\u0161 dluh vznikl p\u0159ed rokem 2007, pen\u00e1le se \u0159\u00edd\u00ed platn\u00fdmi p\u0159edpisy z doby, kdy v\u00e1m dluh vznikl (od 1. 1. 1993 do 30. 6. 1993 to bylo 0,1 %, od 1. 7. 1993 do 30. 4. 1995 pen\u00e1le \u010dinilo 0,3 % a od 1. 5. 1995 do 31. 12. 2006 se op\u011bt vr\u00e1tilo na 0,1 %). <\/p>\n<h2>Proti sankc\u00edm se m\u016f\u017eete odvolat<\/h2>\n<p>V p\u0159\u00edpad\u011b, \u017ee shled\u00e1te, \u017ee poji\u0161\u0165ovna nebo \u010cSSZ si pen\u00e1le nebo pokutu n\u00e1rokuje nepr\u00e1vem, m\u016f\u017eete si <strong>do 15 dn\u00ed<\/strong> od obdr\u017een\u00ed platebn\u00edho v\u00fdm\u011bru p\u00edsemn\u011b odvolat a po\u017e\u00e1dat o prominut\u00ed nebo sn\u00ed\u017een\u00ed pen\u00e1le. <\/p>\n<p>V t\u011bchto p\u0159\u00edpadech plat\u00ed, \u017ee m\u00e1te dobrou \u0161anci na \u00fasp\u011bch v p\u0159\u00edpad\u011b, \u017ee po zji\u0161t\u011bn\u00ed dluhu situaci aktivn\u011b \u0159e\u0161\u00edte. Ale pamatujte na to, \u017ee i pokud pod\u00e1te odvol\u00e1n\u00ed, st\u00e1le mus\u00edte uhradit dlu\u017enou \u010d\u00e1stku co nejd\u0159\u00edve. V p\u0159\u00edpad\u011b neuhrazen\u00ed v\u00e1m v dob\u011b vy\u0159izov\u00e1n\u00ed \u017e\u00e1dosti st\u00e1le nab\u00edh\u00e1 dal\u0161\u00ed pen\u00e1le. Platbu dostanete zp\u011bt a\u017e v p\u0159\u00edpad\u011b vyhov\u011bn\u00ed a kladn\u00e9ho vy\u0159\u00edzen\u00ed odvol\u00e1n\u00ed. <\/p>\n<p>Pokud nen\u00ed ve va\u0161ich sil\u00e1ch splatit dluh najednou, m\u016f\u017eete si p\u00edsemn\u011b po\u017e\u00e1dat o spl\u00e1tkov\u00fd kalend\u00e1\u0159.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Ka\u017ed\u00fd rok m\u00e1te 4 povinnosti t\u00fdkaj\u00edc\u00ed poji\u0161t\u011bn\u00ed. Podat p\u0159ehled o p\u0159\u00edjmech a v\u00fddaj\u00edch na svou poji\u0161\u0165ovnu do jednoho m\u011bs\u00edce od term\u00ednu pro pod\u00e1n\u00ed \u0159\u00e1dn\u00e9ho da\u0148ov\u00e9ho &#8230;<\/p>\n","protected":false},"author":2,"featured_media":1574,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_searchwp_excluded":"","inline_featured_image":false,"footnotes":""},"categories":[12,8],"tags":[52,75],"class_list":["post-1573","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-dan-z-prijmu-fyzickych-osob","category-dane","tag-osoba-samostatne-vydelecne-cinna-osvc","tag-socialni-a-zdravotni-pojisteni"],"acf":[],"_links":{"self":[{"href":"https:\/\/money.cz\/novinky-a-tipy\/wp-json\/wp\/v2\/posts\/1573","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/money.cz\/novinky-a-tipy\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/money.cz\/novinky-a-tipy\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/money.cz\/novinky-a-tipy\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/money.cz\/novinky-a-tipy\/wp-json\/wp\/v2\/comments?post=1573"}],"version-history":[{"count":1,"href":"https:\/\/money.cz\/novinky-a-tipy\/wp-json\/wp\/v2\/posts\/1573\/revisions"}],"predecessor-version":[{"id":3872,"href":"https:\/\/money.cz\/novinky-a-tipy\/wp-json\/wp\/v2\/posts\/1573\/revisions\/3872"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/money.cz\/novinky-a-tipy\/wp-json\/wp\/v2\/media\/1574"}],"wp:attachment":[{"href":"https:\/\/money.cz\/novinky-a-tipy\/wp-json\/wp\/v2\/media?parent=1573"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/money.cz\/novinky-a-tipy\/wp-json\/wp\/v2\/categories?post=1573"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/money.cz\/novinky-a-tipy\/wp-json\/wp\/v2\/tags?post=1573"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}