{"id":19304,"date":"2026-09-30T07:00:00","date_gmt":"2026-09-30T05:00:00","guid":{"rendered":"https:\/\/money.cz\/novinky-a-tipy\/?p=19304"},"modified":"2026-09-24T19:39:00","modified_gmt":"2026-09-24T17:39:00","slug":"jak-na-uctovani-pojisteni-pojistne-udalosti-a-pojistneho-plneni","status":"publish","type":"post","link":"https:\/\/money.cz\/novinky-a-tipy\/jak-uctovat\/jak-na-uctovani-pojisteni-pojistne-udalosti-a-pojistneho-plneni\/","title":{"rendered":"Jak na \u00fa\u010dtov\u00e1n\u00ed poji\u0161t\u011bn\u00ed, pojistn\u00e9 ud\u00e1losti a pojistn\u00e9ho pln\u011bn\u00ed"},"content":{"rendered":"<p>\u00da\u010dtujeme-li o pojistn\u00e9 ud\u00e1losti, je tato pojistn\u00e1 ud\u00e1lost ch\u00e1p\u00e1na bu\u010f jako kryt\u00ed n\u00e1kladu na opravu nebo \u0161kodu. P\u0159edpis pojistn\u00e9ho pln\u011bn\u00ed (n\u00e1hrady od poji\u0161\u0165ovny) se \u00fa\u010dtuje ve prosp\u011bch (D) v\u00fdnos\u016f, kter\u00e9 jsou \u010dasov\u011b rozli\u0161en\u00e9 a \u010dlen\u011bn\u00e9 na provozn\u00ed nebo finan\u010dn\u00ed oblast.<\/p>\n<p>P\u0159\u00edklad:<\/p>\n<table class=\"table table-zebra\">\n<thead>\n<tr>\n<td><strong>\u00da\u010detn\u00ed doklad<\/strong><\/td>\n<td><strong>Text<\/strong><\/td>\n<td><strong>\u010c\u00e1stka (K\u010d)<\/strong><\/td>\n<td><strong>MD<\/strong><\/td>\n<td><strong>D<\/strong><\/td>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>Faktura p\u0159ijat\u00e1<\/td>\n<td>Pojistn\u00e9 gar\u00e1\u017ee proti \u017eiveln\u00fdm pohrom\u00e1m<\/td>\n<td>15.000,&#8211;<\/td>\n<td>548<\/td>\n<td>321<\/td>\n<\/tr>\n<tr>\n<td>Faktura p\u0159ijat\u00e1<\/td>\n<td>Oprava gar\u00e1\u017ee po\u0161kozen\u00e9 vlivem vich\u0159ice<\/td>\n<td>25.000,&#8211;<\/td>\n<td>511<\/td>\n<td>321<\/td>\n<\/tr>\n<tr>\n<td>Vnit\u0159n\u00ed \u00fa\u010detn\u00ed doklad<\/td>\n<td>P\u0159iznan\u00e1 n\u00e1hrada \u0161kody od poji\u0161\u0165ovny<\/td>\n<td>12.000,&#8211;<\/td>\n<td>378<\/td>\n<td>648<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n\n    <div class=\"promoboxs3\">\n      <div class=\"promoboxs3__content\">\n        <div class=\"promoboxs3__content-label\">\n          Tip redakce\n        <\/div>\n        <div class=\"promoboxs3__content-heading\">\n          Vyzkou\u0161ejte si zdarma \u00fa\u010detn\u00ed program Money&nbsp;S3\n        <\/div>\n        <div class=\"promoboxs3__content-text\">\n          S&nbsp;n\u00edm m\u016f\u017eete snadno <strong>v\u00e9st \u00fa\u010detnictv\u00ed, da\u0148ovou evidenci, vystavovat faktury a&nbsp;evidovat sklad<\/strong> pro kamenn\u00fd i&nbsp;online prodej.\n        <\/div>\n        <div class=\"promoboxs3__content-cta\">\n          <a href=\"\/cenik-s3\/vyzkouset-money-s3-start\/\" class=\"c-btn--large\">St\u00e1hnout zku\u0161ebn\u00ed verzi<\/a>\n        <\/div>\n      <\/div>\n      <div class=\"promoboxs3__illustration\">\n        <img decoding=\"async\" src=\"\/wp-content\/themes\/money-blog\/inc\/assets\/img\/promobox-s3.png\" alt=\"Money S3\">\n      <\/div>\n\t\t<\/div>\n  \n","protected":false},"excerpt":{"rendered":"<p>\u00da\u010dtujeme-li o pojistn\u00e9 ud\u00e1losti, je tato pojistn\u00e1 ud\u00e1lost ch\u00e1p\u00e1na bu\u010f jako kryt\u00ed n\u00e1kladu na opravu nebo \u0161kodu. P\u0159edpis pojistn\u00e9ho pln\u011bn\u00ed (n\u00e1hrady od poji\u0161\u0165ovny) se \u00fa\u010dtuje &#8230;<\/p>\n","protected":false},"author":2,"featured_media":19305,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_searchwp_excluded":"","inline_featured_image":false,"footnotes":""},"categories":[360],"tags":[362],"class_list":["post-19304","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-jak-uctovat","tag-uctovani-zuctovacich-vztahu"],"acf":[],"_links":{"self":[{"href":"https:\/\/money.cz\/novinky-a-tipy\/wp-json\/wp\/v2\/posts\/19304","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/money.cz\/novinky-a-tipy\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/money.cz\/novinky-a-tipy\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/money.cz\/novinky-a-tipy\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/money.cz\/novinky-a-tipy\/wp-json\/wp\/v2\/comments?post=19304"}],"version-history":[{"count":1,"href":"https:\/\/money.cz\/novinky-a-tipy\/wp-json\/wp\/v2\/posts\/19304\/revisions"}],"predecessor-version":[{"id":19306,"href":"https:\/\/money.cz\/novinky-a-tipy\/wp-json\/wp\/v2\/posts\/19304\/revisions\/19306"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/money.cz\/novinky-a-tipy\/wp-json\/wp\/v2\/media\/19305"}],"wp:attachment":[{"href":"https:\/\/money.cz\/novinky-a-tipy\/wp-json\/wp\/v2\/media?parent=19304"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/money.cz\/novinky-a-tipy\/wp-json\/wp\/v2\/categories?post=19304"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/money.cz\/novinky-a-tipy\/wp-json\/wp\/v2\/tags?post=19304"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}