{"id":7407,"date":"2026-02-19T19:05:57","date_gmt":"2026-02-19T18:05:57","guid":{"rendered":"https:\/\/money.cz\/novinky-a-tipy\/?p=7407"},"modified":"2026-02-19T19:06:18","modified_gmt":"2026-02-19T18:06:18","slug":"velky-prehled-dobrovolne-nemocenske-pojisteni-osvc","status":"publish","type":"post","link":"https:\/\/money.cz\/novinky-a-tipy\/podnikani\/velky-prehled-dobrovolne-nemocenske-pojisteni-osvc\/","title":{"rendered":"Velk\u00fd p\u0159ehled: dobrovoln\u00e9 nemocensk\u00e9 poji\u0161t\u011bn\u00ed OSV\u010c v roce 2026"},"content":{"rendered":"<p>Za zam\u011bstnance plat\u00ed nemocensk\u00e9 poji\u0161t\u011bn\u00ed zam\u011bstnavatel, ale <strong>pro OSV\u010c povinn\u00e9 nen\u00ed<\/strong>.<\/p>\n<p>M\u016f\u017eete se ho v\u0161ak \u00fa\u010dastnit <strong>dobrovoln\u011b<\/strong>. V tom p\u0159\u00edpad\u011b krom\u011b povinn\u00fdch <a href=\"https:\/\/money.cz\/novinky-a-tipy\/mzdy-a-personalistika\/kdy-platite-minimalni-zalohy-na-zdravotni-pojisteni-a-jak-se-pocitaji\/\">z\u00e1loh na soci\u00e1ln\u00ed a zdravotn\u00ed poji\u0161t\u011bn\u00ed OSV\u010c<\/a> odv\u00e1d\u00edte i\u00a0nemocensk\u00e9\u00a0poji\u0161t\u011bn\u00ed \u2013 <strong>minim\u00e1ln\u011b 243 K\u010d <\/strong>m\u011bs\u00ed\u010dn\u011b.<\/p>\n<h2>Co je to nemocensk\u00e1<\/h2>\n<p>Syst\u00e9m nemocensk\u00e9ho poji\u0161t\u011bn\u00ed slou\u017e\u00ed pracuj\u00edc\u00edm osob\u00e1m, kter\u00e9 z d\u016fvodu<strong> do\u010dasn\u00e9 pracovn\u00ed neschopnosti <\/strong>p\u0159ijdou o p\u0159\u00edjmy. St\u00e1t jim po dobu, kdy nemohou vykon\u00e1vat pr\u00e1ci, vypl\u00e1c\u00ed d\u00e1vky nemocensk\u00e9ho poji\u0161t\u011bn\u00ed.<\/p>\n<p>Pr\u00e1ci nej\u010dast\u011bji <strong>nemohou vykon\u00e1vat z d\u016fvod\u016f<\/strong>:<\/p>\n<ul>\n<li>nemoci,<\/li>\n<li>\u00farazu,<\/li>\n<li>karant\u00e9ny,<\/li>\n<li>o\u0161et\u0159ov\u00e1n\u00ed \u010dlena rodiny,<\/li>\n<li>t\u011bhotenstv\u00ed a mate\u0159stv\u00ed<\/li>\n<li>nebo p\u00e9\u010de o d\u00edt\u011b.<\/li>\n<\/ul>\n<p>Nemocensk\u00e9 poji\u0161t\u011bn\u00ed je sou\u010d\u00e1st\u00ed <strong>soci\u00e1ln\u00edho poji\u0161t\u011bn\u00ed<\/strong>. To se se skl\u00e1d\u00e1 z:<\/p>\n<ul>\n<li><strong>d\u016fchodov\u00e9ho poji\u0161t\u011bn\u00ed<\/strong>, ze kter\u00e9ho se vypl\u00e1cej\u00ed starobn\u00ed a invalidn\u00ed d\u016fchody,<\/li>\n<li><strong>p\u0159\u00edsp\u011bvku na st\u00e1tn\u00ed politiku zam\u011bstnanosti<\/strong>, ze kter\u00e9ho st\u00e1t p\u0159isp\u00edv\u00e1 na podporu v nezam\u011bstnanosti,<\/li>\n<li><strong>nemocensk\u00e9ho poji\u0161t\u011bn\u00ed<\/strong>, ze kter\u00e9ho se v\u00e1m vypl\u00e1c\u00ed d\u00e1vky po dobu do\u010dasn\u00e9 pracovn\u00ed neschopnosti.<\/li>\n<\/ul>\n<div class=\"info-box\"><span class=\"fa fa-info\" aria-hidden=\"true\">\u00a0<\/span><strong>TIP<\/strong>: P\u0159e\u010dt\u011bte si, kdy plat\u00edte minim\u00e1ln\u00ed <a href=\"https:\/\/money.cz\/novinky-a-tipy\/mzdy-a-personalistika\/kdy-platite-minimalni-zalohy-na-zdravotni-pojisteni-a-jak-se-pocitaji\/\">z\u00e1lohy na zdravotn\u00ed poji\u0161t\u011bn\u00ed OSV\u010c<\/a> a kdy si p\u0159iplat\u00edte.<\/div>\n<p>Za <strong>zam\u011bstnance odv\u00e1d\u00ed v\u0161echny t\u0159i slo\u017eky<\/strong> soci\u00e1ln\u00edho poji\u0161t\u011bn\u00ed zam\u011bstnavatel.<\/p>\n<p>P\u0159i <a href=\"https:\/\/money.cz\/novinky-a-tipy\/podnikani\/osvc-hlavni-a-vedlejsi-v-cem-jsou-rozdily-a-jak-poznate-kam-patrite-vy\/\">podnik\u00e1n\u00ed jako OSV\u010c<\/a> <strong>povinn\u011b odv\u00e1d\u00edte pouze prvn\u00ed dv\u011b slo\u017eky<\/strong> a jejich placen\u00ed si hl\u00edd\u00e1te sami.<\/p>\n<p>Proto\u017ee nemocensk\u00e9 poji\u0161t\u011bn\u00ed nen\u00ed povinn\u00e9, spousta podnikatel\u016f si ho neplat\u00ed. M\u00e1lokdo si ale uv\u011bdomuje, \u017ee mu v tom <strong>p\u0159\u00edpad\u011b krom\u011b nemocensk\u00e9 zanik\u00e1 i n\u00e1rok<\/strong> na:<\/p>\n<ul>\n<li>pen\u011b\u017eitou pomoc v mate\u0159stv\u00ed,<\/li>\n<li>otcovskou<\/li>\n<li>a dlouhodob\u00e9 o\u0161et\u0159ovn\u00e9.<\/li>\n<\/ul>\n<h2>Kdy m\u00e1 OSV\u010c n\u00e1rok na nemocenskou<\/h2>\n<p>Jako OSV\u010c m\u00e1te n\u00e1rok na v\u00fdplatu nemocensk\u00fdch d\u00e1vek jen tehdy, pokud si na n\u011b dobrovoln\u011b p\u0159isp\u00edv\u00e1te.<\/p>\n<p><strong>P\u0159ihl\u00e1\u0161ku k nemocensk\u00e9mu poji\u0161t\u011bn\u00ed<\/strong> vypln\u00edte na <a href=\"https:\/\/eportal.cssz.cz\/\" target=\"_blank\">ePort\u00e1lu \u010cSSZ<\/a> (\u010cesk\u00e9 spr\u00e1v\u011b soci\u00e1ln\u00edho zabezpe\u010den\u00ed) prost\u0159ednictv\u00edm <a href=\"https:\/\/eportal.cssz.cz\/web\/portal\/-\/tiskopisy\/dnposvc\" target=\"_blank\" rel=\"noopener\">online formul\u00e1\u0159e nebo tiskopisu ke sta\u017een\u00ed<\/a>.<\/p>\n<p>Abyste m\u011bli na nemocensk\u00e9 d\u00e1vky n\u00e1rok, mus\u00edte si nemocensk\u00e9 poji\u0161t\u011bn\u00ed platit <strong>alespo\u0148 3 m\u011bs\u00edce <\/strong>p\u0159ed vznikem pracovn\u00ed neschopnosti. St\u00e1t v\u00e1m pak d\u00e1vky nemocensk\u00e9ho poji\u0161t\u011bn\u00ed za\u010dne vypl\u00e1cet<strong> od 15. dne pracovn\u00ed neschopnosti<\/strong>.<\/p>\n<p>Pokud nemocensk\u00e9 poji\u0161t\u011bn\u00ed nehrad\u00edte a onemocn\u00edte, jste bez jak\u00e9hokoliv p\u0159\u00edjmu a m\u011bli byste tedy m\u00edt <strong>p\u0159edem vytvo\u0159enou rezervu<\/strong> na n\u011bkolik t\u00fddn\u016f a\u017e m\u011bs\u00edc\u016f. Mus\u00edte z n\u00ed vy\u017e\u00edt po dobu, kdy nebudete schopni pracovat a jej\u00ed v\u00fd\u0161e se bude odv\u00edjet od va\u0161ich b\u011b\u017en\u00fdch v\u00fddaj\u016f.<\/p>\n<figure id=\"attachment_7409\" aria-describedby=\"caption-attachment-7409\" style=\"width: 1024px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" decoding=\"async\" class=\"size-large wp-image-7409\" src=\"https:\/\/money.cz\/novinky-a-tipy\/wp-content\/uploads\/sites\/2\/2022\/07\/osvc-nemocenske-dobrovolne-1024x683.png\" alt=\"\" width=\"1024\" height=\"683\" srcset=\"https:\/\/money.cz\/novinky-a-tipy\/wp-content\/uploads\/sites\/2\/2022\/07\/osvc-nemocenske-dobrovolne-1024x683.png 1024w, https:\/\/money.cz\/novinky-a-tipy\/wp-content\/uploads\/sites\/2\/2022\/07\/osvc-nemocenske-dobrovolne-300x200.png 300w, https:\/\/money.cz\/novinky-a-tipy\/wp-content\/uploads\/sites\/2\/2022\/07\/osvc-nemocenske-dobrovolne-768x512.png 768w, https:\/\/money.cz\/novinky-a-tipy\/wp-content\/uploads\/sites\/2\/2022\/07\/osvc-nemocenske-dobrovolne.png 1170w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><figcaption id=\"caption-attachment-7409\" class=\"wp-caption-text\">Pokud se jako OSV\u010c syst\u00e9mu nemocensk\u00e9ho poji\u0161t\u011bn\u00ed dobrovoln\u011b ne\u00fa\u010dastn\u00edte, vytvo\u0159te si finan\u010dn\u00ed pol\u0161t\u00e1\u0159, kter\u00fd v\u00e1m p\u0159ijde vhod nejenom p\u0159i ne\u010dekan\u00e9 nemoci.<\/figcaption><\/figure>\n<h2>Jak platit nemocensk\u00e9 poji\u0161t\u011bn\u00ed<\/h2>\n<p>Z\u00e1lohy pos\u00edlejte m\u011bs\u00ed\u010dn\u011b na<strong> bankovn\u00ed \u00fa\u010det <\/strong>sv\u00e9 OSSZ. \u010c\u00edsla \u00fa\u010dt\u016f jednotliv\u00fdch pracovi\u0161\u0165 najdete na <a href=\"https:\/\/www.cssz.cz\/kontakty\" target=\"_blank\" rel=\"noopener\"><strong>webov\u00fdch str\u00e1nk\u00e1ch<\/strong><\/a> po zvolen\u00ed va\u0161eho m\u00edsta podnik\u00e1n\u00ed a rozkliknut\u00ed sekce bankovn\u00ed spojen\u00ed.<\/p>\n<p>Platby na nemocensk\u00e9 poji\u0161t\u011bn\u00ed se <strong>hrad\u00ed v m\u011bs\u00edci, na kter\u00fd se vztahuj\u00ed<\/strong>. Nap\u0159\u00edklad pojistn\u00e9 za b\u0159ezen 2026 je splatn\u00e9 od 1. do 31. b\u0159ezna.<\/p>\n<p>Pokud nezaplat\u00edte pojistn\u00e9 v\u010das nebo zaplat\u00edte ni\u017e\u0161\u00ed \u010d\u00e1stku, m\u016f\u017ee t\u00edm \u00fa\u010dast na nemocensk\u00e9m poji\u0161t\u011bn\u00ed zaniknout (k 1. dni kalend\u00e1\u0159n\u00edho m\u011bs\u00edce, za kter\u00fd nebylo ve stanoven\u00e9 lh\u016ft\u011b pojistn\u00e9 zaplaceno). Jestli ale nejde o dlouh\u00e9 prodlen\u00ed a chyb\u011bj\u00edc\u00ed \u010d\u00e1st doplat\u00edte v navazuj\u00edc\u00ed lh\u016ft\u011b, \u00fa\u010dast m\u016f\u017ee d\u00e1l trvat.<\/p>\n<p>V p\u0159\u00edpad\u011b nejasnost\u00ed nebo chyb v platb\u011b je v\u017edy vhodn\u00e9 co nejd\u0159\u00edve kontaktovat svou OSSZ a situaci s n\u00ed vy\u0159e\u0161it.<\/p>\n<p>A jak je to s <strong>placen\u00edm z\u00e1loh b\u011bhem nemoci?<\/strong> Pokud marod\u00edte od 3. 12. 2025 do 21. 4. 2026, mus\u00edte zaplatit z\u00e1lohu na d\u016fchodov\u00e9 poji\u0161t\u011bn\u00ed a pojistn\u00e9 na nemocensk\u00e9 poji\u0161t\u011bn\u00ed za prosinec 2025 a duben 2026, proto\u017ee v\u00fdplata nemocensk\u00e9ho netrvala cel\u00fd kalend\u00e1\u0159n\u00ed m\u011bs\u00edc. Naopak za leden, \u00fanor a b\u0159ezen 2026 z\u00e1lohy neplat\u00edte.<\/p>\n<h2>Podm\u00ednky \u010derp\u00e1n\u00ed d\u00e1vek<\/h2>\n<p>N\u00e1rok na n\u011bkterou z d\u00e1vek nemocensk\u00e9ho poji\u0161t\u011bn\u00ed v\u00e1m vznik\u00e1 <strong>a\u017e po uplynut\u00ed ur\u010dit\u00e9 doby<\/strong>, nikoliv ode dne p\u0159ihl\u00e1\u0161en\u00ed k dobrovoln\u00e9mu poji\u0161t\u011bn\u00ed. B\u011b\u017en\u011b se jedn\u00e1 o 3 m\u011bs\u00edce, ale jsou i v\u00fdjimky \u2013 t\u0159eba v p\u0159\u00edpad\u011b pen\u011b\u017eit\u00e9 pomoci v mate\u0159stv\u00ed mus\u00edte poji\u0161t\u011bn\u00ed hradit alespo\u0148 270 kalend\u00e1\u0159n\u00edch dn\u016f v posledn\u00edch dvou letech p\u0159ed n\u00e1stupem na mate\u0159skou.<\/p>\n<p><a href=\"https:\/\/www.cssz.cz\/nemocenske-pojisteni-davky\" target=\"_blank\" rel=\"noopener\"><strong>Podrobn\u00fd p\u0159ehled<\/strong><\/a><strong> podm\u00ednek <\/strong>pro \u010derp\u00e1n\u00ed nemocensk\u00e9, pen\u011b\u017eit\u00e9 pomoci v mate\u0159stv\u00ed, otcovsk\u00e9 i dlouhodob\u00e9ho o\u0161et\u0159ovn\u00e9ho najdete na webu \u010cSSZ.<\/p>\n<p>Pozor \u2013 b\u011bhem pob\u00edr\u00e1n\u00ed nemocensk\u00fdch d\u00e1vek nikdy <strong>nesm\u00edte sou\u010dasn\u011b vykon\u00e1vat samostatn\u011b v\u00fdd\u011ble\u010dnou \u010dinnost<\/strong> (podnikat). U dlouhodob\u00e9ho o\u0161et\u0159ovn\u00e9ho potom ani jinou v\u00fdd\u011ble\u010dnou \u010dinnost (zam\u011bstn\u00e1n\u00ed).<\/p>\n<div class=\"info-box\"><span class=\"fa fa-info\" aria-hidden=\"true\">\u00a0<\/span><strong>TIP<\/strong>: \u010ct\u011bte, co se hod\u00ed v\u011bd\u011bt o <a href=\"https:\/\/money.cz\/novinky-a-tipy\/podnikani\/kdyz-se-podnikatelum-narodi-dite-materska-rodicovska-otcovska-dovolena-osvc\/\">mate\u0159sk\u00e9 a rodi\u010dovsk\u00e9 p\u0159i OSV\u010c<\/a>.<\/div>\n<h2>Minim\u00e1ln\u00ed a maxim\u00e1ln\u00ed z\u00e1lohy na nemocensk\u00e9m poji\u0161t\u011bn\u00ed OSV\u010c<\/h2>\n<p>Pro v\u00fdpo\u010det z\u00e1loh na nemocensk\u00e9 poji\u0161t\u011bn\u00ed se vych\u00e1z\u00ed z v\u00e1mi zvolen\u00e9ho m\u011bs\u00ed\u010dn\u00edho vym\u011b\u0159ovac\u00edho z\u00e1kladu \u2013 ten mus\u00ed b\u00fdt minim\u00e1ln\u011b <strong>9 000 K\u010d m\u011bs\u00ed\u010dn\u011b<\/strong>. Pojistn\u00e9 se pak po\u010d\u00edt\u00e1 sazbou <strong>2,7 %<\/strong>, tak\u017ee minim\u00e1ln\u00ed m\u011bs\u00ed\u010dn\u00ed platba v roce 2026 vych\u00e1z\u00ed na <strong>243 K\u010d<\/strong>.\u00a0<\/p>\n<div class=\"info-box\"><span class=\"fa fa-info\" aria-hidden=\"true\">\u00a0<\/span><strong>Pozor<\/strong> \u2013 tato v\u00fd\u0161e z\u00e1loh plat\u00ed i pro OSV\u010c, kter\u00e9 vstoupily do re\u017eimu tzv. pau\u0161\u00e1ln\u00ed dan\u011b. Nemocensk\u00e9 poji\u0161t\u011bn\u00ed toti\u017e <strong>v pau\u0161\u00e1ln\u00ed dani nen\u00ed zahrnuto<\/strong>.<\/div>\n<p><strong>P\u0159\u00edklad:<\/strong><\/p>\n<p><em>Petr se rozhodne, \u017ee si bude platit nemocensk\u00e9 poji\u0161t\u011bn\u00ed z m\u011bs\u00ed\u010dn\u00edho vym\u011b\u0159ovac\u00edho z\u00e1kladu 15 000 K\u010d. Z t\u00e9to \u010d\u00e1stky pak odv\u00e1d\u00ed 2,7 %, tak\u017ee jeho m\u011bs\u00ed\u010dn\u00ed platba na nemocensk\u00e9m poji\u0161t\u011bn\u00ed \u010din\u00ed 405 K\u010d (2,7 % z 15 000 K\u010d).<\/em><\/p>\n<h2>Jak vysok\u00e9 nemocensk\u00e9 d\u00e1vky dostanete \u2013 v\u00fdpo\u010det<\/h2>\n<p>V\u00fd\u0161e d\u00e1vek se odv\u00edj\u00ed od va\u0161eho <strong>denn\u00edho vym\u011b\u0159ovac\u00edho z\u00e1kladu<\/strong>. Tuto \u010d\u00e1stku n\u00e1sledn\u011b zredukujete pomoc\u00ed t\u0159\u00ed reduk\u010dn\u00edch hranic. V roce 2026 plat\u00ed reduk\u010dn\u00ed hranice:<\/p>\n<ul>\n<li>do 1 633 K\u010d (po\u010d\u00edt\u00e1 se 90 %),<\/li>\n<li>do 2 449 K\u010d (po\u010d\u00edt\u00e1 se 60 %),<\/li>\n<li>do 4 897 K\u010d (po\u010d\u00edt\u00e1 se 30 %).<\/li>\n<\/ul>\n<p>V\u00fd\u0161e nemocensk\u00e9ho se d\u00e1le odv\u00edj\u00ed od <strong>po\u010dtu dn\u00ed pracovn\u00ed neschopnosti<\/strong>:<\/p>\n<ul>\n<li>Od 15. do 30. dne trv\u00e1n\u00ed pracovn\u00ed neschopnosti \u010din\u00ed 60 % z redukovan\u00e9ho denn\u00edho vym\u011b\u0159ovac\u00edho z\u00e1kladu.<\/li>\n<li>Od 31. do 60. dne trv\u00e1n\u00ed do\u010dasn\u00e9 pracovn\u00ed neschopnosti nebo na\u0159\u00edzen\u00e9 karant\u00e9ny se zvy\u0161uje na 66 % z redukovan\u00e9ho denn\u00edho vym\u011b\u0159ovac\u00edho z\u00e1kladu.<\/li>\n<li>Od 61. dne trv\u00e1n\u00ed do\u010dasn\u00e9 pracovn\u00ed neschopnosti nebo na\u0159\u00edzen\u00e9 karant\u00e9ny p\u0159edstavuje 72 % z redukovan\u00e9ho denn\u00edho vym\u011b\u0159ovac\u00edho z\u00e1kladu.<\/li>\n<\/ul>\n<p><strong>P\u0159\u00edklad:<\/strong><\/p>\n<p><em>Karel (OSV\u010c) si p\u0159ivodil \u00faraz, kter\u00fd mu neumo\u017e\u0148uje pracovat. L\u00e9ka\u0159 ur\u010dil, \u017ee bude na neschopence 55 dn\u00ed. Proto\u017ee si  u\u017e rok dobrovoln\u011b platil nemocensk\u00e9 poji\u0161t\u011bn\u00ed v minim\u00e1ln\u00ed v\u00fd\u0161i<\/em><strong><em> 243 K\u010d m\u011bs\u00ed\u010dn\u011b<\/em><\/strong><em>, bude mu st\u00e1t pos\u00edlat <\/em><strong><em>nemocensk\u00e9 d\u00e1vky od 15. dne pracovn\u00ed neschopnosti<\/em><\/strong><em>.<\/em><\/p>\n<p><em>Jeho m\u011bs\u00ed\u010dn\u00ed vym\u011b\u0159ovac\u00ed z\u00e1klad \u010din\u00ed 9 000 K\u010d, tzn. denn\u00ed odpov\u00edd\u00e1 p\u0159ibli\u017en\u011b 296 K\u010d.  Po uplatn\u011bn\u00ed reduk\u010dn\u00ed hranice \u010din\u00ed redukovan\u00fd denn\u00ed vym\u011b\u0159ovac\u00ed z\u00e1klad 266 K\u010d (90 % z 296 K\u010d).<\/em><\/p>\n<p><em>V\u00fd\u0161e nemocensk\u00e9 se pak li\u0161\u00ed podle d\u00e9lky pracovn\u00ed neschopnosti:<\/em><\/p>\n<ul>\n<li><em><strong>Prvn\u00edch 14 dn\u00ed<\/strong> nepob\u00edr\u00e1 \u017e\u00e1dn\u00e9 d\u00e1vky.\u00a0<\/em><\/li>\n<li><em><strong>Od 15. do 30. dne<\/strong> dostane 160 K\u010d denn\u011b (60 % z 266 K\u010d), tedy celkem <strong>2 560 K\u010d<\/strong> (160 K\u010d \u00d7 16 dn\u00ed).\u00a0<\/em><\/li>\n<li><em><strong>Od 31. do 55. dne<\/strong> obdr\u017e\u00ed 176 K\u010d (66 % z 266 K\u010d), tedy <strong>4 400 K\u010d<\/strong> (176 K\u010d \u00d7 25 dn\u00ed).<\/em><\/li>\n<\/ul>\n<p>Za cel\u00fdch 55 dn\u00ed pracovn\u00ed neschopnosti si tedy p\u0159ijde na <strong>6 960 K\u010d<\/strong>.<\/p>\n<p><strong>TIP<\/strong>: P\u0159e\u010dt\u011bte si na <a href=\"https:\/\/www.cssz.cz\/web\/cz\/vyse-a-vypocet-davek#:~:text=Pokud%20by%20tato,poporodn%C3%AD%20p%C3%A9%C4%8De)%20vznikla.\" target=\"_blank\" rel=\"noopener\">webov\u00fdch str\u00e1nk\u00e1ch \u010cSSZ<\/a>, jak postupovat, pokud b\u011bhem ston\u00e1n\u00ed chcete od st\u00e1tu dost\u00e1vat vy\u0161\u0161\u00ed nemocenskou. V tom p\u0159\u00edpad\u011b se budete muset dobrovoln\u011b p\u0159iplatit.<\/p>\n<link rel=\"stylesheet\" href=\"https:\/\/money.cz\/novinky-a-tipy\/wp-content\/themes\/money-blog\/shortcodes\/smartmailing-email-registration\/form.min.css\" \/>\n<script type=\"text\/javascript\">\n    var smFormInterval = null;\n\n    jQuery(document).ready(function() {\n        jQuery(\".shortcode-smartmailing-form .fheader p a.info\").click(function(e) {  \n            e.preventDefault();\n\n            \/*if (jQuery(\".shortcode-smartmailing-form .smart-disclaimer\").is(\":visible\"))\n            {\n                jQuery(\".shortcode-smartmailing-form .smart-disclaimer\").hide();\n            }\n            else\n            {\n                jQuery(\".shortcode-smartmailing-form .smart-disclaimer\").show();\n            }*\/\n\n            return false;\n        });\n\n        jQuery(\"#shortcodeSmartmailingForm\").submit(function(e) {\n            e.preventDefault();\n            return false;\n        });\n\n        jQuery(\"#shortcodeSmartmailingForm button[type='submit']\").click(function(e) {\n            e.preventDefault();\n            \n            var email = jQuery(\"#shortcodeSmartmailingForm_email\").val();\n\n            if (email.length == 0)\n            {\n                alert(\"Pros\u00edm zadejte v\u00e1\u0161 e-mail.\");\n                return false;\n            }\n            if (!shortcodeSmartmailingForm_validateEmail(email))\n            {\n                alert(\"Zadan\u00fd e-mail m\u00e1 neplatn\u00fd form\u00e1t.\");\n                return false;\n            }\n\n            jQuery.ajax({\n                url: \"\/novinky-a-tipy\/wp-content\/themes\/money-blog\/shortcodes\/smartmailing-email-registration\/service.php\",\n                type: \"POST\",\n                dataType: \"text\",\n                cache: false,\n                data: {\n                    \"email\": email,\n                    \"stdc\": jQuery(\"#shortcodeSmartmailingForm_stdc\").val(),\n                    \"current_url\": jQuery(\"#shortcodeSmartmailingForm_url\").val(),\n                    \"current_referrer\": jQuery(\"#shortcodeSmartmailingForm_referrer\").val()\n                }\n            }).done(function (response, textStatus, jqXHR)\n            {\n                jQuery(\".shortcodeSmartmailingForm_email\").hide();\n                jQuery(\"#shortcodeSmartmailingForm_submit\").hide();\n                jQuery(\"#shortcodeSmartmailingForm .smart-disclaimer\").hide();\n                jQuery(\"#shortcodeSmartmailingForm .success\").show();\n\t\t\t\tdataLayer.push({'event': 'newsletterSubscription', 'newsletterPosition': 'intext'});\n            }).fail(function( jqXHR, textStatus, errorThrown ) {\n                jQuery(\".shortcodeSmartmailingForm_email\").hide();\n                jQuery(\"#shortcodeSmartmailingForm_submit\").hide();\n                jQuery(\"#shortcodeSmartmailingForm .smart-disclaimer\").hide();\n                jQuery(\"#shortcodeSmartmailingForm .success\").show();\n            });\n\n            return false;\n        });\n    });\n\n    function shortcodeSmartmailingForm_validateEmail(email)\n    {\n        var re = \/^(([^<>()[\\]\\\\.,;:\\s@\\\"]+(\\.[^<>()[\\]\\\\.,;:\\s@\\\"]+)*)|(\\\".+\\\"))@((\\[[0-9]{1,3}\\.[0-9]{1,3}\\.[0-9]{1,3}\\.[0-9]{1,3}\\])|(([a-zA-Z\\-0-9]+\\.)+[a-zA-Z]{2,}))$\/;\n        return re.test(email);\n    }\n<\/script>\n<form method=\"post\" id=\"shortcodeSmartmailingForm\" class=\"shortcode-smartmailing-form\" action=\"\/novinky-a-tipy\/wp-json\/wp\/v2\/posts\/7407\">\n\n    <div>\n        <div class=\"fheader\">\n            <h3>\n                Za\u010dn\u011bte podnik\u00e1n\u00ed bez omyl\u016f - z\u00edskejte tipy z na\u0161eho blogu            <\/h3>\n            <div class=\"se-text\">\n                <p>\n                    P\u0159ihlaste se k e-mailov\u00e9mu seri\u00e1lu a z\u00edskejte to nejlep\u0161\u00ed z blogu Money.cz.                    <a class=\"info\" title=\"E-maily v\u00e1m budou zas\u00edl\u00e1ny maxim\u00e1ln\u011b dvakr\u00e1t do m\u011bs\u00edce. Z odb\u011bru se m\u016f\u017eete kdykoliv odhl\u00e1sit.\">info<\/a>\n                <\/p>\n            <\/div>\n        <\/div>\n\n        <div class=\"ffooter\">\n            <div class=\"se-body\">\n                <input type=\"text\" id=\"shortcodeSmartmailingForm_email\" placeholder=\"Zadejte v\u00e1\u0161 e-mail\" \/>\n                <input type=\"hidden\" id=\"shortcodeSmartmailingForm_stdc\" value=\"S3\">\n                <input type=\"hidden\" id=\"shortcodeSmartmailingForm_url\" value=\"https:\/\/money.cz\/novinky-a-tipy\/wp-json\/wp\/v2\/posts\/7407\">\n                <input type=\"hidden\" id=\"shortcodeSmartmailingForm_referrer\" value=\"\">\n\n                <div class=\"se-submit\">\n                    <button type=\"submit\" id=\"shortcodeSmartmailingForm_submit\" value=\"Chci b\u00fdt v obraze\">Chci b\u00fdt v obraze<\/button>\n                                          <p class=\"mlctr success\" style=\"display: none;\">D\u011bkujeme, <strong>zkontrolujte Va\u0161i e-mailovou schr\u00e1nku<\/strong> pro potvrzen\u00ed odb\u011bru.<\/p>\n                                    <\/div>\n            <\/div>\n                          <p class=\"smart-disclaimer\">Odesl\u00e1n\u00edm souhlas\u00edte s na\u0161imi\n                <a href=\"https:\/\/money.cz\/ochrana-osobnich-udaju\/#zzvou\" target=\"_blank\">z\u00e1sadami pro zpracov\u00e1n\u00ed osobn\u00edch \u00fadaj\u016f<\/a>.\n              <\/p>\n                    <\/div>\n    <\/div>\n<\/form>\n<h2>Jak je OSV\u010c hrazeno nemocensk\u00e9<\/h2>\n<p>D\u00e1vky nemocensk\u00e9ho poji\u0161t\u011bn\u00ed vypl\u00e1c\u00ed p\u0159\u00edslu\u0161n\u00e1 OSSZ ze st\u00e1tn\u00edho rozpo\u010dtu (konkr\u00e9tn\u011b z p\u0159\u00edjm\u016f z pojistn\u00e9ho).<\/p>\n<p>OSSZ v\u00e1m nemocensk\u00e9 vyplat\u00ed:<\/p>\n<ul>\n<li><strong>bezhotovostn\u011b na \u00fa\u010det<\/strong><\/li>\n<li>nebo <strong>po\u0161tovn\u00ed pouk\u00e1zkou<\/strong> (v tomto p\u0159\u00edpad\u011b zaplat\u00edte n\u00e1klady na doru\u010den\u00ed).<\/li>\n<\/ul>\n<p>Nemocensk\u00e9, stejn\u011b jako ostatn\u00ed d\u00e1vky nemocensk\u00e9ho poji\u0161t\u011bn\u00ed, se vypl\u00e1c\u00ed zp\u011btn\u011b ve lh\u016ft\u011b nejpozd\u011bji<strong> do 1 m\u011bs\u00edce <\/strong>n\u00e1sleduj\u00edc\u00edho po dni, kdy jste OSSZ doru\u010dili v\u0161echny pot\u0159ebn\u00e9 a spr\u00e1vn\u011b vypln\u011bn\u00e9 doklady pro n\u00e1rok na v\u00fdplatu d\u00e1vky.<\/p>\n<p><strong>TIP<\/strong>: Vypo\u010d\u00edtejte, kolik pen\u011bz obdr\u017e\u00edte z d\u00e1vek nemocensk\u00e9ho poji\u0161t\u011bn\u00ed prost\u0159ednictv\u00edm <a href=\"https:\/\/www.penize.cz\/kalkulacky\/nemocenska-osvc#nemocenska-osvc-vysledek\" target=\"_blank\" rel=\"noopener\">kalkula\u010dky nemocensk\u00e9ho poji\u0161t\u011bn\u00ed OSV\u010c<\/a> od Ministerstva pr\u00e1ce a soci\u00e1ln\u00edch v\u011bc\u00ed.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Za zam\u011bstnance plat\u00ed nemocensk\u00e9 poji\u0161t\u011bn\u00ed zam\u011bstnavatel, ale pro OSV\u010c povinn\u00e9 nen\u00ed. M\u016f\u017eete se ho v\u0161ak \u00fa\u010dastnit dobrovoln\u011b. V tom p\u0159\u00edpad\u011b krom\u011b povinn\u00fdch z\u00e1loh na soci\u00e1ln\u00ed &#8230;<\/p>\n","protected":false},"author":2,"featured_media":7408,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_searchwp_excluded":"","inline_featured_image":false,"footnotes":""},"categories":[5,19],"tags":[85,52],"class_list":["post-7407","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-podnikani","category-start-podnikani","tag-nemocenske-pojisteni","tag-osoba-samostatne-vydelecne-cinna-osvc"],"acf":[],"_links":{"self":[{"href":"https:\/\/money.cz\/novinky-a-tipy\/wp-json\/wp\/v2\/posts\/7407","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/money.cz\/novinky-a-tipy\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/money.cz\/novinky-a-tipy\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/money.cz\/novinky-a-tipy\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/money.cz\/novinky-a-tipy\/wp-json\/wp\/v2\/comments?post=7407"}],"version-history":[{"count":11,"href":"https:\/\/money.cz\/novinky-a-tipy\/wp-json\/wp\/v2\/posts\/7407\/revisions"}],"predecessor-version":[{"id":18647,"href":"https:\/\/money.cz\/novinky-a-tipy\/wp-json\/wp\/v2\/posts\/7407\/revisions\/18647"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/money.cz\/novinky-a-tipy\/wp-json\/wp\/v2\/media\/7408"}],"wp:attachment":[{"href":"https:\/\/money.cz\/novinky-a-tipy\/wp-json\/wp\/v2\/media?parent=7407"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/money.cz\/novinky-a-tipy\/wp-json\/wp\/v2\/categories?post=7407"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/money.cz\/novinky-a-tipy\/wp-json\/wp\/v2\/tags?post=7407"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}